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Customised ATM Identity Card

Fladio International Nigeria Limited (ediaro.com) has signed a Strategic Alliance agreement with Payment card companies in the provision of Customized ATM Identity Cards for customers . The card can be Co-Branded and reloadable card that can be used across multiple channels.

It is a unique electronic card product that can serve as an identity and payment card for stakeholders in your organisations; this ranges from students, staff and membership among others. It would also include functionalities of a typical ATM debit card capable of performing transactions on any ATM, POS and web payment platforms.

Specific Benefits to Card Holders & Your Organization are


  • Dual purpose
  • Card will act as your Organisation ID Card
  • Financial payment card
  • Can be used for staff payroll management
  • Personal and Corporate information of Staff, where applicable, can also be loaded into the card chip. (Card reader is needed)
  • Can be used for payment by the organization
  • Cards can work outside the organisation on payment points (Online, POS, ATM etc supporting Interswitch Verve, Mastercard and Visa)
  • Reduces potential for fraud
  • Reduction in risks of armed attacks as the card encourages a cashless environment
  • Significant reduction in  cost of cash management
  • Easy and quick implementation



Card Benefits

  • Disbursement made extremely easy
  • Instant issuance is made available 
  • Brand Enhancement and positioning
  • No need to open an account.
  • Shaping the cardholders behavior
  • Easy card monitoring and management via existing channels.
  • Can be loaded via the hotels, ATM, Web or any Bank Branch/corporate location
  • Readily available upon request
  • Payment card with Chip technology
  • Easy to manage and monitor portfolio
  • Flexible and can be co-branded
  • Individual funds can also be loaded unto the cards
  • Cards can be restricted to channels requested and defined for the scheme
  • Funds loaded into the corporate cards can be returned back to the corporate account.


Corporate Cash management 

The Corporate cash management solution encompasses the entire corporate expense process and cover the process end to end. The process include:

  1. Corporate Card Issuance – this involves the issuance of payment cards/wallet (e.g a physical card or an electronic wallet) that can be used for payment via various payment channels. The physical card can also be cobranded which further promotes the image of your Organisation.
  2. Reward Money - Is a customer loyalty initiative powered by Interswitch via the robust Rewards platform. It is aimed at rewarding Verve cardholders for using their Verve cards and other payment tokens to perform transactions on ATMs, POS terminals, Web, and Mobile. This platform give access to over 300 Merchant Locations broken down as:136 Apparel and Accessories, 83 Health and Beauty, 59 Restaurant and Bar, 28 Travel/Hospitality  and more.
  3. Disbursement - this platform provides a view of all the accounts belonging to your Organisation across all banks and disbursement of funds to staff is effortlessly. Funds are loaded easily unto the tokens at any time and accommodate the various account mandate specified. 
  4. Reports and Reconciliation - customized reports can be made available to your organisation based on unique needs.

Our organization has committed tremendous human and financial resources to the creation of strategic IT enabled products and services that are geared towards making corporate expense payment and cash advance management procedures seamless for all stakeholders in the business. 

We believe that this initiative will provide a unique means of corporate expense management with all the necessary security features acceptable.

It will further strengthen the organisations position in embracing CBN’s Cashless initiatives and increase the adoption of alternative (non-cash) e-payment channels. With our experience, professionalism, and position in the Nigerian I.T sector, we can assure you that we can provide you with the unique solution.

For further inquiries, contact us via: This email address is being protected from spambots. You need JavaScript enabled to view it., call (+234) 080-9502-9999.

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Our Organisation

  • Company Registration Number: RC907451. 
  • Tax Identification Number (TIN No): 10099173-0001

Our Websites


Acceptable Payments: We accept Nigeria Naira (NGN) and United States Dollar (USD); via Cash, Bank Transfer, Debit/Credit Card (Interswitch, Visa and Mastercard) 

Strategic Partners







Address 1: 40 Saboline, P.O.Box 58, Ilorin, Kwara State, Nigeria.

Address 2: Plot 249, F01 Zone 6 Mallam Musa Dutse Alhaji, P.O.Box 20348 Abuja FCT, Nigeria.


24/2/h/6 Bright Street, Kolkata, West Bengal, India, 700017.


Telephone: (+234) 080-9502-9999 

Email: info@ediaro.com 

Website: www.ediaro.com

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For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions, digital payment setup and integration and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individual, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America. read More>>

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