Digital Payments & Collections

ediaro.com offer professional support on Digital Payment solutions to improve our clients Collections and reduce bank Digital Payments & Collections processing charges. We achieve this by centralising payment traffic, introducing alternative payment channels and decreasing the number of banking relations.

Anatomy of WordPress for CMS & Ecommerce

WordPress started as just a blogging system, but has evolved to be used as full content management system and so much more through the thousands of plugins and widgets and themes, WordPress is limited only by your imagination.

 

WordPress can be used for blogging, sharing public information, sharing private information with staff, partners, shareholders, Government and other stakeholders via a protected intranet. It’s also possible to install addons plugin to add new features such as shopping cart capability (e.g. Woocommerce), social media sharing (twitter, facebook, instagram, pinterest, Linkedin share button), change theme among others.

WordPress started in 2003 with a single bit of code to enhance the typography of everyday writing and with fewer users than you can count on your fingers and toes. Since then it has grown to be the largest self-hosted blogging tool in the world, used on millions of sites and seen by tens of millions of people every day.

WordPress is an Open Source project, which means there are hundreds of people all over the world working on it. (More than most commercial platforms.) It also means you are free to use it for anything from your recipe site to a Fortune 500 web site without paying anyone a license fee and a number of other important freedoms.

WordPress was used by more than 23.3% of the top 10 million websites as of January 2015. WordPress is the most popular blogging system in use on the Web, at more than 60 million websites. Infact, many reputable brands and websites are powered by WordPress, such as CNN, Bata, TechCrunch, BBC and Mashable. Even eBay, the company that owns Magento eCommerce platform, uses WordPress for their blogging purposes. There was a time when many people used to avoid using WordPress for creating an eCommerce store, but now things have changed completely. WordPress today is not limited to just blogging and is being used on a large scale to build profitable eCommerce sites.
Why You Should Use WordPress for Your Ecommerce Site

Ecommerce started to grow strongly in the last 5 years and it’s in a continuous ascent, as now powers 45.4% percentage of the entire web. It is obvious that most of the customers use the internet to make a purchase. Since 2012, an increasing number of people buy things online, and today, there are around $1,92 trillion ecommerce sales worldwide.

So is ecommerce the business to focus on in the future? There’s no doubt here.

 

The most popular Ecommerce platform

There are a few popular ecommerce platforms that rule the world when it comes to their frequency on the entire web.

The incontestable leader is WooCommerce, occupying 32% of the ecommerce market, followed by Magento (18%), OpenCart (11%), and Shopify (8%).

WooCommerce is used on 176,223 websites, whilst Magento and OpenCart are used on 102,514 and 60,133, respectively.

 

Why is WooCommerce the leader?

You’re probably asking now what’s so special about WooCommerce and why is it the first in the world. Well, WooCommerce is the ecommerce extension of WordPress, the most popular content management system, powering high percentage of all the websites worldwide.

This may obviously be the reason why WooCommerce is leading the ecommerce market. There are lots of WordPress users who have online shops, so WooCommerce is the most suitable solution for them.

But it’s not just that. WooCommerce provides great services, powerful features, it’s very easy to manage by everyone, and… it’s free. So, if you’re already on WordPress, you’re a winner, so to speak.

WooCommerce is at the top for its great and easy services, but it also comes with a couple of downsides. Well, nothing’s perfect. Below are some of the Woocommerces Pros and Cons:

Pros of using Woocommerce for Wordpress

  • WordPress is free.
  • Lets you add unlimited products and product attributes.
  • WordPress is more like a bonus for people who already have their sites on WordPress.
  • Compatible with all devices.
  • Once installed, it’s all yours. It comes with a large variety of customization options that are easy to use. You can control everything the way you want.
  • It’s very easy to install and use. Provides an intuitive interface and you don’t need any coding skills to manage it.
  • It comes with user reviews and ratings, which means that you can give your customers the freedom to rate your products.

 

Cons of using WordPress Woocommerce

  • It doesn’t come with free hosting and you need to pay for it.
  • WooCommerce plugin require a WordPress to work.
  • For a non-WordPress user, creating an online store can be a bit difficult because you need to take a host, install WordPress on it, choose a theme that is compatible with WooCommerce, and then install WooCommerce plugin.
  • Even if the plugin is free, it can get a bit expensive to set the store eventually. Because developing custom plugins, buying specific feature plugins, tweaking existing system, re-configuring, payment gateways, themes and others can be quiet expensive to aquire overtime.

 

WordPress – What is it?

WordPress is a lot of thingsfeatures and abilities.

  • An all-in-one website software. It allows you to build any kind of website, provided that you can handle the slightly technical setup – involving installing the software itself, installing plugins, installing a theme, and then installing an e-commerce plugin to handle the store operations.
  • Some website building skills required. Depending on the customizations that you want to perform, you might need coding or design skills as well.
  • The WordPress software is free. But in order to use it, you need to sign up for a web host and register a domain name.
  • Great content management features.
  • Thousands of themes/designs to choose from, both free and paid.
  • Exceptional extension possibilities through plugins.
  • No direct support, but a very helpful support community.
  • WordPress is powerful, flexible and scalable.
  • WordPress plugins adapt to the specific needs of eCommerce websites. There are free and premium plugins available for use.
  • Your WordPress eCommerce site and visitor information will be secure.
  • There is a wealth of resources for solving most WordPress problems.

 

Requirements for using WordPress as your e-commerce platform:

 

Reasons to Use WordPress for eCommerce
Over the years, WordPress has grown from a simple publishing platform to the world’s most powerful CMS. Below are reasons why WordPress has become the go-to choice for many shop owners.

 

  1. Open-source with a Massive Community
    WordPress is open-source software, which means you can use and modify the source code in any way to fit your eCommerce requirements. With WordPress, not only you have full control over your online shop but also are free from various commercial restrictions and limitations imposed by a typical eCommerce company. On the other hand, the vibrant and supportive community behind WordPress is always there to help you – in case you get stuck somewhere. Honestly speaking, setting up an online store with WordPress costs virtually nothing. All you need is a relevant domain name, a reliable hosting and you’re good to go.

 

  1. Incredibly Easy to Install, Configure, Use and Manage
    If you have ever set up a blog with WordPress, you probably already know how easy it is to use and learn. You don’t need to be a coding expert to get start with WordPress. With just a few hours of training, you can get your eCommerce site up and running in minutes. Be it product addition or order management or sales monitoring, WordPress makes everything a breeze. In most of the cases, you also don’t need to call a WordPress expert because with plenty of documentation provided, you can do almost everything yourself.

 

  1. Offers a Wide Range of eCommerce Themes and Plug-ins
    WordPress works on the basis of its theme system and plug-in architecture. Theme controls the look while plug-in defines the functionality of your site. To help you easily turn your ordinary WordPress blog into a multi-million dollar shopping site, WordPress offers a variety of eCommerce themes and plug-ins. With a single click of mouse, not only you can give your WordPress site a complete makeover but also can add desired eCommerce functionality to it, absolutely without hiring any professional web developer. That’s the beauty of WordPress!

 

  1. No Ongoing Fees
    Unlike other eCommerce platforms, which charge a flat monthly fee along with a transaction fee, WordPress requires you to only pay for what you really need. If you’re a small business owner, paying a monthly subscription fee may prove to be a big barrier in your success. WordPress understands it well and therefore offers a relatively cheaper way to start an online store. You just need to pay for your domain name and hostingcompany while WordPress eCommerce plug-ins and themes are sold with a one-time purchase price.

 

  1. Content First Platform
    Since WordPress was initially started as a basic blogging tool, it has almost all features you need to get your eCommerce site ranked higher in search engine result pages. The SEO friendly nature of WordPress makes it easy for shop owners to generate massive amounts of organic traffic, which a newly created eCommerce site usually struggles to get. Unlike other eCommerce platforms, WordPress automatically solves a number of SEO-related issues. Just deliver high quality product information and leave the rest on WordPress.

 

  1. Seamless eCommerce Integration
    Another reason to use WordPress for eCommerce is its easy integration with your existing blog or website. You’re not required to re-design the entire website, in case you suddenly decide to set up an online store without any prior planning. Instead, all you need to just install an eCommerce plug-in like WooCommerce and you’re good to go. WordPress seamlessly integrates all of your eCommerce elements with one another. That means your store has the same look and feel as other parts of your website.

 

  1. Scalable, Flexible and Secure
    I have heard many people saying that WordPress isn’t secure enough to handle eCommerce vulnerabilities but actually, it isn’t so. In my opinion, the security of your shopping store depends on how you set up and use WordPress. There are a number of powerful security solutions – like Securi and Wordfence – which you can use to protect your WordPress eStore against today’s ultra-advanced cyber attacks. Apart from this, hostingplatforms like WP Engine, Pagely, Google App Engine and Microsoft Azure make it possible for WordPress to handle huge spikes in traffic.
  2. Infinite Product Customization
    Products are one of the most crucial parts of an eCommerce site, which needed to be added and removed on a regular basis. To be successful, you’re required to update your online shop frequently. And if your store contains complex and variable products (like clothing), it becomes quite cumbersome and challenging to customize them. This is not the case with WordPress, which offers you a user-friendly dashboard to enable you take your online shop to a level of uniqueness. In WordPress, customizing a complex product is as easy as publishing a simple blog post.

 

  1. Supports Multiple Payment Gateways
    A good eCommerce store is the one that offers customers multiple payment methods. Supporting a wide range of trusted payment gateways including UBA Ucollect, GTBank Gtpay, Interswitch Webpay, Perfectmoney, 2checkout, Zenith Globalpay, Bank Deposit, Stanbic IBTC Bluepay, Paypal, First Bank Firstpaylink, Skye, Simplepay, Voguepay and more, WordPress not only facilitates the entire payment process but also increases your chances of sales. Even, users can take advantage of Manual Payment option for Cash on Delivery (COD) type transactions which they usually love to use. For example, WooCommerce plug-in comes with five pre-installed gateways including Cheque Payment, Cash on Delivery, Direct Bank Transfer, PayPal and Simplify Commerce.

Conclusion
Since its release, there have been a number of updates and improvements made to WordPress. With the acquisition of WooCommerce, it has been proved that WordPress today focusing more on selling than publishing. The dedicated community of developers behind WordPress is continuously working hard to make it the world’s most powerful, multi-purpose CMS. That’s the reason; you today can create almost all kinds of websites – including eCommerce – with WordPress. Needless to say, WordPress will be ruling eCommerce arena in near future.

 

Engage A professional

Web design is simple to start, but can be complicated as time goes on, to engage a pro to handle your wordpress website design, web hosting and domain registration, contact ediaro.com webcentre team at info@ediaro.com or call 08095029999

 

About

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

Autopay

AUTOPAY Automatic Payment Solution is a product developed for recurring payments and direct debits/credits. The solution provides an efficient and effective online real-time platform for managing payments to or from many beneficiaries, by transferring funds between accounts based on standing orders or schedules.

AUTOPAY enables Organisations to make mass payments to multiple recipients or beneficiaries. It has feature to store banking details for ease of re-occurent transactions such as paying Staff salary, Vendor Payments, Distributors,co-operative members and other stakeholder payments. It is highly flexible, the beneficiaries get paid quickly, an email notification is sent upon completion and payments can even be tracked when necessary.

The beneficiaries have to be uploaded before bulk payment uploads can be made. A beneficiary needs to be uploaded only once into the system.

Organisation can choose to manually upload an excel document to AUTOPAY; and the system will do the splitting for payments to respective Bank accounts. The can work as a standalone or integrated to your existing solution.

Specifically, AUTOPAY support synchronisation with ERP and other applications backend – if an organisation has existing software, portal or infrastructure to connect it with.

 

How It works

AUTOPAY comes with a transaction manager that fetches a particular batch of transactions and loads it in the transaction schedule. Through the Interswitch network, the customers (e.g. employers) account is fetched (in this case) from the database of the organization and is debited on due date at the Interswitch member bank where his account is domiciled.

The database must also have the names of the employees, the bank where their accounts are domiciled and their account numbers. The employees are required to have accounts in any Interswitch member bank. Presently all the major banks in Nigeria are on the Interswitch network.

When a debit is unsuccessful, the solution attempts it periodically for a pre-defined number of times. A schedule of both successful and unsuccessful payments is produced in a customer-defined format.

 

HOW TO PROCEED

To be setup on AUTOPAY, Fladio International Nigeria Limited can help you facilitate the entire process swiftly and fast; using our strategic partnership with Interswitch. We will provide you relevant forms, documentation and support – FREE of charge. Contact us today for further inquiries, via: info@ediaro.com, call (+234) 080-9502-9999.

About

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

Paydirect

Receiving payments from customers is an essential requirement of businesses across the world. Consequently, an efficient collections system is regarded as a critical requirement for most businesses in this 21st Century. Paydirect is a multichannel revenue collection, monitoring and reporting solution. It facilitates the collections of payments from customers through multiple channels (Bank Branch, Web, ATM, etc.) accepts cash, cheque, internal transfer & card payment options.

It is a PC-based electronic payment solution designed for secure commercial transactions between an organization and its dealers/distributors. It leverages on the online, real-time integration between the banks and InterSwitch to provide an effective payment solution.

The system provides an online reporting console to enable your organisation monitor payments made to it realtime. Another unique feature is a that it provides a centralized view of payment made across various channels so as to provide the Organisation information on the need to know basis.

Paydirect allows you to receive payment via your customers internet banking website,by visiting any Bank Branch in Nigeria, making payment on Interswitch Quickteller enabled ATMs, Quickteller.com, or at your Offices. (Please note, that International transfers are not supported.)

And lastly, it make it convinient for payers to make payment to you from virtually all Commercial and even some Microfinance banks in Nigeria.

 

Value Proposition

  • Tried & tested solution
  • The solutions is tried and tested; been in use for over 12 years
  • The solution is currently being used by many State Governments for Internally Generated Revenue (IGR) and Federal Government
  • The solution can be customized to meet the requirement of your Organisation
  • Corporate organizations in Power, health, oil & gas, telecommunications, FMCG, insurance, mobile payments, aviation, (local, state & federal) utilize our revenue collection solution and alternative channels to receive payments from their customers
  • Convenience at the heart of service to customers
  • Allows your Organisation to provide several options to payers to make payment thus providing convenience as a customer centric private or public organization
  • Aligns with technological trends and global standards utilized in other countries of operations especially in Europe, Asia & America
  • Access to business intelligence reports for executive decision making
  • Over time, your organisation will be able to deduce which channel, which bank, what bank branch is most utilized to make payment and make these options more endearing to payers.
  • Centralized reporting for your organisation
  • All payments across the various channels will be routed through a single integration directly to your systems in real time without manual intervention
  • Payment from all channels are also available from a central location & can be filtered on a per channel basis as well.

 

Benefits

  • It enables payments to be made through multiple channels (bank branch, POS and ATM)
  • It enables customers make payment themselves through alternative channels (ATM, POS etc.)
  • It reduces human errors to barest minimum during the payment process
  • It introduces transparency into the payment process thereby eliminating loopholes for fraud or cheating
  • It eliminates the need for manual reconciliation at the Organisation before customer can receive value for payment
  • It introduces efficiency into the payment process and guarantees improved customer delivery
  • It guarantees shorter transaction cycle
  • Provides relevant business intelligence information

 

 

HOW TO PROCEED

To be setup on PAYDIRECT, Fladio International Nigeria Limited will help you facilitate the entire process swiftly and fast. We will provide you relevant forms, documentation and support. Contact us today for further inquiries, via: info@ediaro.com, call (+234) 080-9502-9999.

About

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

Webpay

Receiving payment on your website in Nigeria is now the new trend, from Membership management to restaurant, from online shopping mall to downloadable product and many more. But there is more that can be done to compliment receiving interswitch_webpay1payments online – which will have direct impact on your revenue, customer base and corporate branding.

Specifically, when your target audience are Nigerian customers, we can facilitate deployment of Webpay online payment gateway for you to receive local Verve, Mastercard and Visa cards and even compliment it with other professional services FREE of charge.

 

This gateway has many advantages among which are:

Lower Shopping cart abandonment rate:
As a global standard, the less time your customers spend when about to make payment to you, the more likely they will complete the payment process. So it’s best to minimise the time customers spend when they want to pay you onilne. Unfortunately, many payment procesors makes this process longer – because they are middlemen. When this occurs, you have a high tendency of losing customers constantly.

Webpay will solve this problem easily, as the process has been simplified. Infact, after customers might have filled the forms on your website, they will proceed straight to where they will enter their card details and click pay; voila, the transaction is complete.

 

Nationwide Publicity thru the Banks:
When we deploy webpay for you, we will take extra time to facilitate it with Verve Card rewards system – FREE of charge. verve_reward_skye_bank_bulk_emailThis reward will make it easy for you to enjoy Nationwide publicity and sales from all the Nigerian Banks issuing the card. Upon enrolment, All Nigerian banks will send email and SMS text message to their customers to order on your website or store and get a discount. Invariably, you will give the same money you are giving to advertisers to place advertisements directly to customers; who will give word of mouth adverts – when they use their ATM card and get a percentage discount (e.g order on yourwebsite.com and get 5% discount, offer ends 1st January 2017).

When you enrol for this reward programme, your brand name will be more known and respected, Customers get familiar with your organisation and instil trust (which is important in this part of the world), you get more sales, nationwide expansion of your products or services among others.

With firm relationship with 20 commercial banks in Nigeria and Over 20 million cards issued, your Advertisement will reach most Nigerian banking customers easily.

The Benefits of Verve rewards includes:

  • New customer acquisition
  • Increase in customer retention
  • Increase in customer spend and transaction frequency
  • Enhanced brand visibility and affinity
  • Provision of analytics and business Intelligence reports on customers spending behavior to create unique offers that’s unknown to competition
  • Rewards earned at partner merchants can be spent on your Website or instore with POS.

COMPONENTS OF VERVE REWARDS
Verve Rewards comprises of Cashbacks, Instant Discounts and Sweepstakes.
CASHBACK
Cashbacks are earned when Verve cardholders make payments using their cards on Webpay or on POS at partner merchant locations. Cashbacks earned can be accumulated for every payment made and used to make payments at a future date with any of our partner merchants.

INSTANT DISCOUNT
Instant discounts are enjoyed when Verve cardholders make payments for goods or services at partner merchant locations at a discounted price not the displayed retail price.

 

FREEDOM OF BANK CHOICE

Using interswitch webpay makes it easy for you to choose which bank you want to use to receive all your payments made to you. At setup, you will enter the Bank details you want your payments to be credited to. Sometimes, the bank relationship has to be changed, sometime due to poor service, fraud,inability to support your business among others, you don’t need to be tied to a particular bank indefinately, so if later you want to change your bank (similar to porting form MTN to etisalat telephone line) , all you have to do is contact interswitch to change the bank your funds will credited to and and supply them a new bank account detail, and voila your money goes to the new bank. Infact, you will not have to work with any codes adjustment before your bank will be changed.

Meanwhile, if you are using a particular Bank payment gateway, if you are leaving the bank, you forfeit the money paid for setup with that bank completely. Also, you will have to re-integrate the new bank gateway to your website, mobile apps (android, ios, windows, blackberry) among others.

 

Lower Transaction Charges
When you use Webpay, we will give advise to you on complimentary solutions that will reduce your Bank charges cut-cost
and transaction processing fee by as high as 50%. Cutting cost as you may be aware means increasing your profitability. This is most usefull especially when you make many payments to Vendors, Staff salaries, Distributors etc. Amazingly, some of the solutions has Zero Deployment cost.

 

Discounted/FREE Integration to your Website
Depending on the nature of your business and/or track record, we can help you with the integration of Webpay to your Website, Web portal, mobile app (android, ios, windows Blackberry world) and other technologies to start receiving payments . We offer this services at a discounted rate or even FREE of charge sometimes to Interswitch customer – if we understand the nature of your business.

In addition, we can work with you to simplify the Interswitch Test to Live mode certification process. We will guide you thru till you begin receiving card payments on your website.

 

FREE Professional Guide

Going thru the paper documentation, gathering relevant data and others can be an herculean task sometimes. We Consultants+2will work directly with you to guide you on this, and even advise you on how to navigate technical and programming parts easily. Over the years working with many clients, we have prepared draft templates and letters you can easily edit with your company details to fast track the process. We will offer this service FREE of charge to our customers.

 

 

About Webpay

Webpay is an online payment processing platform in Nigeria. Infact without Webpay as it is popularly called, there is very little that can be done in online payment processing in Nigeria – because most Banks are relying on it to receive online payments. Webpay has over 5000 customers using the gateway to receive payments. The gateway support Verve cards, Visa and MasterCard.

To use the Interswitch WebPAY for accepting payment online, the customer has to register and be setup on the gateway in demo mode. Afterwards, the customer will go through a certification process, once this is passed, they will be migrated to a live mode and can start accepting real transactions on their website.

To be enrolled, the customer require a bank to generate Merchant ID for the customer on their platform – before Interswitch will then synchronize them together.

Although the setup process is a bit long and also uses a DIY integration document, the payment processor has also partnered with many developers including ediaro.com (Fladio International Nigeria Limited) to assist customers thru the process.

Merchant have the benefit of creating an account and linking their card, afterwards, they can make payment with the login details. Leveraging on their Subsidiary Card Company Verve International, Webpay customers also have the opportunity of enjoying VERVE REWARD program to give discount for customers. Upon been enrolled on the scheme, we can facilitate the Merchant can enjoy free advertisements as Verve will advertise their products and services online, at partnering stores, Banks bulk email and SMS to their customers among others Verve/Interswitch advertisement channels. ediaro.com, can help you facilitate this entire process.

PROS

  • Customer is not mandated to have account with a specific Bank before he/she will be able to use the platform – virtually all Nigerian banks accepts Interswitch to process their payment.
  • The payment processor are the major processor in Nigeria, hence, virtually all Banks will have to relate with them for all settlement issues related to using Interswitch cards and WebPAY platform.
  • They have partnered with developers to facilitate the integration process, such as ediaro.com (Fladio International Nigeria Limited).
  • WebPAY has other complimentary products that can be added, in addition to receive payments from customers. Some are used to make payments, give reward to customers, receive payment from multiple channels. Some of the other channels includes Collegepay Bank Branch, Collegepay Web, Collegepay Aggregator Scheme, Paydirect Bank Branch, Paydirect Web, AUTOPAY, Quickteller among others.

FEES
Setup Fee
N150,000 (One Hundred and Fifty Thousand Naira)

Charges
Interswitch Verve, MasterCard & Visa (local) – TRANSACTION FEE: 1.5% of transaction amount (subject to a maximum of N2,000)

 

About WebPAY
WebPAY is an Internet Payment Gateway developed by InterSwitch to facilitate payments on the Internet using debit cards issued by member banks on the InterSwitch network.

WebPAY plugs-in seamlessly with existing websites and acts as a bridge between a merchant’s website and financial institutions (banks) to process payment transactions. Customer card details are captured online via WebPAY in order to make purchases on the merchant’s site. The card details are sent in an encrypted manner to InterSwitch for real-time authorization at the issuing bank.

WebPAY integrates directly unto customers website enabling funds to be received into their account, but no elaborate reporting is provided. Paydirect – Web (without reporting) offers cash deposit information and is often the product of choice for medium and small businesses.

Most Nigerian have an Interswitch card or local MasterCard (which comes with Interswitch), hence virtually all Nigerian banks have an Interswitch license for processing Interswitch cards Online and thru other platforms such as POS, ATM etc.

 

HOW TO PROCEED

To be setup on WEBPAY, Fladio International Nigeria Limited can help you facilitate the entire process swiftly and fast; using our strategic partnership with Interswitch. We will provide you relevant forms, letter draft templates, documentation and guidance – FREE of charge. Contact us today for further inquiries, via: info@ediaro.com, call (+234) 080-9502-9999.

About

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

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