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Paydirect

Receiving payments from customers is an essential requirement of businesses across the world. Consequently, an efficient collections system is regarded as a critical requirement for most businesses in this 21st Century. Paydirect is a multichannel revenue collection, monitoring and reporting solution. It facilitates the collections of payments from customers through multiple channels (Bank Branch, Web, ATM, etc.) accepts cash, cheque, internal transfer & card payment options.

It is a PC-based electronic payment solution designed for secure commercial transactions between an organization and its dealers/distributors. It leverages on the online, real-time integration between the banks and InterSwitch to provide an effective payment solution.

The system provides an online reporting console to enable your organisation monitor payments made to it realtime. Another unique feature is a that it provides a centralized view of payment made across various channels so as to provide the Organisation information on the need to know basis.

Paydirect allows you to receive payment via your customers internet banking website,by visiting any Bank Branch in Nigeria, making payment on Interswitch Quickteller enabled ATMs, Quickteller.com, or at your Offices. (Please note, that International transfers are not supported.)

And lastly, it make it convinient for payers to make payment to you from virtually all Commercial and even some Microfinance banks in Nigeria.

 

Value Proposition

  • Tried & tested solution
  • The solutions is tried and tested; been in use for over 12 years
  • The solution is currently being used by many State Governments for Internally Generated Revenue (IGR) and Federal Government
  • The solution can be customized to meet the requirement of your Organisation
  • Corporate organizations in Power, health, oil & gas, telecommunications, FMCG, insurance, mobile payments, aviation, (local, state & federal) utilize our revenue collection solution and alternative channels to receive payments from their customers
  • Convenience at the heart of service to customers
  • Allows your Organisation to provide several options to payers to make payment thus providing convenience as a customer centric private or public organization
  • Aligns with technological trends and global standards utilized in other countries of operations especially in Europe, Asia & America
  • Access to business intelligence reports for executive decision making
  • Over time, your organisation will be able to deduce which channel, which bank, what bank branch is most utilized to make payment and make these options more endearing to payers.
  • Centralized reporting for your organisation
  • All payments across the various channels will be routed through a single integration directly to your systems in real time without manual intervention
  • Payment from all channels are also available from a central location & can be filtered on a per channel basis as well.

 

Benefits

  • It enables payments to be made through multiple channels (bank branch, POS and ATM)
  • It enables customers make payment themselves through alternative channels (ATM, POS etc.)
  • It reduces human errors to barest minimum during the payment process
  • It introduces transparency into the payment process thereby eliminating loopholes for fraud or cheating
  • It eliminates the need for manual reconciliation at the Organisation before customer can receive value for payment
  • It introduces efficiency into the payment process and guarantees improved customer delivery
  • It guarantees shorter transaction cycle
  • Provides relevant business intelligence information

 

 

HOW TO PROCEED

To be setup on PAYDIRECT, Fladio International Nigeria Limited will help you facilitate the entire process swiftly and fast. We will provide you relevant forms, documentation and support. Contact us today for further inquiries, via: info@ediaro.com, call (+234) 080-9502-9999.

About ediaro. com

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

Webpay

Receiving payment on your website in Nigeria is now the new trend, from Membership management to restaurant, from online shopping mall to downloadable product and many more. But there is more that can be done to compliment receiving interswitch_webpay1payments online – which will have direct impact on your revenue, customer base and corporate branding.

Specifically, when your target audience are Nigerian customers, we can facilitate deployment of Webpay online payment gateway for you to receive local Verve, Mastercard and Visa cards and even compliment it with other professional services FREE of charge.

 

This gateway has many advantages among which are:

Lower Shopping cart abandonment rate:
As a global standard, the less time your customers spend when about to make payment to you, the more likely they will complete the payment process. So it’s best to minimise the time customers spend when they want to pay you onilne. Unfortunately, many payment procesors makes this process longer – because they are middlemen. When this occurs, you have a high tendency of losing customers constantly.

Webpay will solve this problem easily, as the process has been simplified. Infact, after customers might have filled the forms on your website, they will proceed straight to where they will enter their card details and click pay; voila, the transaction is complete.

 

Nationwide Publicity thru the Banks:
When we deploy webpay for you, we will take extra time to facilitate it with Verve Card rewards system – FREE of charge. verve_reward_skye_bank_bulk_emailThis reward will make it easy for you to enjoy Nationwide publicity and sales from all the Nigerian Banks issuing the card. Upon enrolment, All Nigerian banks will send email and SMS text message to their customers to order on your website or store and get a discount. Invariably, you will give the same money you are giving to advertisers to place advertisements directly to customers; who will give word of mouth adverts – when they use their ATM card and get a percentage discount (e.g order on yourwebsite.com and get 5% discount, offer ends 1st January 2017).

When you enrol for this reward programme, your brand name will be more known and respected, Customers get familiar with your organisation and instil trust (which is important in this part of the world), you get more sales, nationwide expansion of your products or services among others.

With firm relationship with 20 commercial banks in Nigeria and Over 20 million cards issued, your Advertisement will reach most Nigerian banking customers easily.

The Benefits of Verve rewards includes:

  • New customer acquisition
  • Increase in customer retention
  • Increase in customer spend and transaction frequency
  • Enhanced brand visibility and affinity
  • Provision of analytics and business Intelligence reports on customers spending behavior to create unique offers that’s unknown to competition
  • Rewards earned at partner merchants can be spent on your Website or instore with POS.

COMPONENTS OF VERVE REWARDS
Verve Rewards comprises of Cashbacks, Instant Discounts and Sweepstakes.
CASHBACK
Cashbacks are earned when Verve cardholders make payments using their cards on Webpay or on POS at partner merchant locations. Cashbacks earned can be accumulated for every payment made and used to make payments at a future date with any of our partner merchants.

INSTANT DISCOUNT
Instant discounts are enjoyed when Verve cardholders make payments for goods or services at partner merchant locations at a discounted price not the displayed retail price.

 

FREEDOM OF BANK CHOICE

Using interswitch webpay makes it easy for you to choose which bank you want to use to receive all your payments made to you. At setup, you will enter the Bank details you want your payments to be credited to. Sometimes, the bank relationship has to be changed, sometime due to poor service, fraud,inability to support your business among others, you don’t need to be tied to a particular bank indefinately, so if later you want to change your bank (similar to porting form MTN to etisalat telephone line) , all you have to do is contact interswitch to change the bank your funds will credited to and and supply them a new bank account detail, and voila your money goes to the new bank. Infact, you will not have to work with any codes adjustment before your bank will be changed.

Meanwhile, if you are using a particular Bank payment gateway, if you are leaving the bank, you forfeit the money paid for setup with that bank completely. Also, you will have to re-integrate the new bank gateway to your website, mobile apps (android, ios, windows, blackberry) among others.

 

Lower Transaction Charges
When you use Webpay, we will give advise to you on complimentary solutions that will reduce your Bank charges cut-cost
and transaction processing fee by as high as 50%. Cutting cost as you may be aware means increasing your profitability. This is most usefull especially when you make many payments to Vendors, Staff salaries, Distributors etc. Amazingly, some of the solutions has Zero Deployment cost.

 

Discounted/FREE Integration to your Website
Depending on the nature of your business and/or track record, we can help you with the integration of Webpay to your Website, Web portal, mobile app (android, ios, windows Blackberry world) and other technologies to start receiving payments . We offer this services at a discounted rate or even FREE of charge sometimes to Interswitch customer – if we understand the nature of your business.

In addition, we can work with you to simplify the Interswitch Test to Live mode certification process. We will guide you thru till you begin receiving card payments on your website.

 

FREE Professional Guide

Going thru the paper documentation, gathering relevant data and others can be an herculean task sometimes. We Consultants+2will work directly with you to guide you on this, and even advise you on how to navigate technical and programming parts easily. Over the years working with many clients, we have prepared draft templates and letters you can easily edit with your company details to fast track the process. We will offer this service FREE of charge to our customers.

 

 

About Webpay

Webpay is an online payment processing platform in Nigeria. Infact without Webpay as it is popularly called, there is very little that can be done in online payment processing in Nigeria – because most Banks are relying on it to receive online payments. Webpay has over 5000 customers using the gateway to receive payments. The gateway support Verve cards, Visa and MasterCard.

To use the Interswitch WebPAY for accepting payment online, the customer has to register and be setup on the gateway in demo mode. Afterwards, the customer will go through a certification process, once this is passed, they will be migrated to a live mode and can start accepting real transactions on their website.

To be enrolled, the customer require a bank to generate Merchant ID for the customer on their platform – before Interswitch will then synchronize them together.

Although the setup process is a bit long and also uses a DIY integration document, the payment processor has also partnered with many developers including ediaro.com (Fladio International Nigeria Limited) to assist customers thru the process.

Merchant have the benefit of creating an account and linking their card, afterwards, they can make payment with the login details. Leveraging on their Subsidiary Card Company Verve International, Webpay customers also have the opportunity of enjoying VERVE REWARD program to give discount for customers. Upon been enrolled on the scheme, we can facilitate the Merchant can enjoy free advertisements as Verve will advertise their products and services online, at partnering stores, Banks bulk email and SMS to their customers among others Verve/Interswitch advertisement channels. ediaro.com, can help you facilitate this entire process.

PROS

  • Customer is not mandated to have account with a specific Bank before he/she will be able to use the platform – virtually all Nigerian banks accepts Interswitch to process their payment.
  • The payment processor are the major processor in Nigeria, hence, virtually all Banks will have to relate with them for all settlement issues related to using Interswitch cards and WebPAY platform.
  • They have partnered with developers to facilitate the integration process, such as ediaro.com (Fladio International Nigeria Limited).
  • WebPAY has other complimentary products that can be added, in addition to receive payments from customers. Some are used to make payments, give reward to customers, receive payment from multiple channels. Some of the other channels includes Collegepay Bank Branch, Collegepay Web, Collegepay Aggregator Scheme, Paydirect Bank Branch, Paydirect Web, AUTOPAY, Quickteller among others.

FEES
Setup Fee
N150,000 (One Hundred and Fifty Thousand Naira)

Charges
Interswitch Verve, MasterCard & Visa (local) – TRANSACTION FEE: 1.5% of transaction amount (subject to a maximum of N2,000)

 

About WebPAY
WebPAY is an Internet Payment Gateway developed by InterSwitch to facilitate payments on the Internet using debit cards issued by member banks on the InterSwitch network.

WebPAY plugs-in seamlessly with existing websites and acts as a bridge between a merchant’s website and financial institutions (banks) to process payment transactions. Customer card details are captured online via WebPAY in order to make purchases on the merchant’s site. The card details are sent in an encrypted manner to InterSwitch for real-time authorization at the issuing bank.

WebPAY integrates directly unto customers website enabling funds to be received into their account, but no elaborate reporting is provided. Paydirect – Web (without reporting) offers cash deposit information and is often the product of choice for medium and small businesses.

Most Nigerian have an Interswitch card or local MasterCard (which comes with Interswitch), hence virtually all Nigerian banks have an Interswitch license for processing Interswitch cards Online and thru other platforms such as POS, ATM etc.

 

HOW TO PROCEED

To be setup on WEBPAY, Fladio International Nigeria Limited can help you facilitate the entire process swiftly and fast; using our strategic partnership with Interswitch. We will provide you relevant forms, letter draft templates, documentation and guidance – FREE of charge. Contact us today for further inquiries, via: info@ediaro.com, call (+234) 080-9502-9999.

About ediaro. com

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

ediaro eMembership

ediaro eMembership manages members records, renewal (email & SMS alert),restrict contents access,ecommerce,hotel & event booking,donation,card payment etc.It is designed to compliment professional associations members engagement or work as a standalone online membership site.

Managing a professional organisation, club or society with few members is easy to do manually, you can call, text or email them easily to share information. If you need record of any member, you can pick your Notebook to see every record of the member.

As envisaged, the members population grows overtime. This come with its own attendant challenges as the managment of the Members population and record become very cumbersome causing alot of headaches because details are buried in papers, microsoft excel and microsoft word documents or even notebooks and you have to manually search for the records.

Some of the problems encountered by manually running a membership organisation includes: registration of new members from multiple locations has to be manual and centrally collated to give membership number serially, hard to update the membership database, difficult to narrow down specific members, difficulty in contacting
registered members, nearly impossible to invite all members to events, hard to organise event registration, booking and hotels swiftly without pulling their hair out, circulating news, articles and updates to members, simplifying public validation of genuine members, getting local and internationcreating an interactive platform for
members to share ideas and information and most importantly remembring to remind each members to pay their annual dues – especially when registration date varies. To resolve all this and many more, ediaro eMembership was developed by Fladio International Nigeria Limited.

ediaro eMembership is a custom built solution aimed at simplifying the process of running professional organisations, clubs and societies. Organisations can manage their member details easily thru a single consolidated database. The platform is custom developed by ediaro.com (a Member of Fladio International Nigeria Limited).
When deployed, the eMembership will market the organisation, make them easily sharing information with the global audience of hundreds of millions easy, allow prospective members to register online, pay their fees, interact with members, order online, among others.

ediaro emembership helps take the burden of registration and renewal flow off the association/company admin manager and keeps them more focused on their actual members engagement and adding value to the organisation. The benefit to administrators and excos is that they are in full control of their own association while still having the bulk of the busywork done for them automatically.

 

Benefits to Management and Excos
ediaro eMembership is an easy to use solution that automates the members account management, membership renewals, content protection, mailing lists, and reporting.

ediaro eMembership simplifies the administrative processes such as members registration, store entire members details in a database into categories – as defined by the organisation, automated renewal reminder management to inform members when their subscription is about to be due for renewal (by Email, SMS Text message or both) and even send them a link to make payment, accept payment for membership from customers using (VISA, Mastercard, Interswitch, Bank Transfer etc). The event advertisement, registration, hotel booking and payment process are all automated end to end.

 

Benefit to Members
ediaro eMembership is a web based solution for Professional Organisations, Clubs and Societies to drive members engagement to the next level. It makes it easy to engage with members from any device with responsive design, turning your members’ online journey into a more interactive and engaging experience on the go.

Members will find it easy to login to your website, register, attach relevant documents and pay to join the organisation. After payment, the system with auto-generate and store their membership number and email it to the customer. At at expiration renewal notice will be emailed and/or sent as an SMS Text Message to the Member with a
payment link. Members can login at anytime to update their member’s addresses, phone numbers, email addresses, view reports and search the membership database. As changes are made the system automatically updates.
Event and Hotel Booking
If the organisation organise Events, Conference and Seminars.The tendency of members attending are higher as registration for events and booking for hotel is automated; and members can just login and do it within the comfort of their home on the same menu.
Membership Validation
Validation of your Genuine members and Certificates issued can be an herculean task – with many people impersonating to be a member of the organisation or forging certificates. With ediaro eMembership, the validation of your genuine members and all certificates issued can be verified thru a link on the website. This is so easy
that the only thing needed to be entered is the Membership Number or Certificate Number and genuine details of the Member or Certificate owner detail will be displayed.

 

Protected Members only Blog
Restricted access blog/library can be accessible to paid members only. It will show title & partial part of the article to the public, reading the remaining part wil require joining the organisation. So members will have to enter their details in a password protected part of your website to view premium articles, news, updates information about the organisation.
Discount Code
To ensure a sense of belonging with Members, the organisation can give members special discount or coupon codes for specific membership category which can be used all over the website.
Online Forum
Your members can also remotely network and share ideas with members thru the interactive forum. So if a member gets stucked on a project or need a partner, he/she can throw it open for interested members to comment and join the discussion.
Online Store
Instead of relying solely on membership renewal, you can take advantage of been an authority and membership database to sell your products, downloadable ebooks, videos, audio on the platform Store to members. You can also encourage members to submit their produts for sale and the organisation will sell, but get a percentage commission on every sales.This will be an avenue to generate multiple source of passive residual income.
Online Courses and Computer Based Test
The organisation can conduct online courses, let the public register, have online access to lecture materials and even participate in multiple choice examination (Computer Based Test). Afterwards, certificates will be issued to them.
Customisable to your need
As a custom built effective solution, it is an easy to use feature – rich application. We continually develop, optimize, adapt to changing conditions and fully exploit the potential of new technology to meet your members evolving needs. Beign a web-based software, means no time consuming installation, support and exhorbitant setup costs are required. Our dedicated teams will deal with the whole process of setting up your website and integrating the eMembership for you.
Membership ATM Identity Card
To compliment this service, we can partner with the management of the Organisation to produce Electronic Identification cards for the Staff and Members – which will also double as bank transaction (ATM Debit) Cards and also Identity Card. Each card can have the Organisation Name, Member Name, Membership number and Picture.

 

Live Chat
The Live chat feature lets you monitor and chat with visitors on your website or from a free customizable page. You are free to use any of the live chat software solution or our pre-configured chat. Chat with visitors in real-time and increase conversions.

 

Other Features and Benefits at a Glance
Basic Features

  • Registration and renewal management
  • Payment for Membership (VISA Card, MasterCard, Interswitch, PayPal, Bank Transfer etc).
  • Automated Membership confirmation letter/Receipt.
  • Renewal Reminder Management (Email and SMS Text Message)
  • Event bookings & management
  • Hotel bookings & management
  • Members Interaction and Networking forum
  • eCommerce – Shopping cart
  • Election and Voting
  • Conduct Survey
  • Restricted Admin access
  • Multiple Currency (USD, Naira, Euro, Pound…)
  • Multiple Language (English, French, Arabic…)
  • Multiple Payment processor
  • Donation
  • Course and Examination Registration
  • Computer Based Test (CBT) examination
  • Instant Live Chat
  • Affiliates referral links and commission
  • Coupon and discount code
  • Search Engine Optimisation
    (SEO)
  • Banner Advertisement
  • Google Analytics
  • Individual and Corporate Membership
  • Update Membership Level
  • Social media Join and Share
  • Newsletter Mailing list
  • Job advertising
  • News column
  • Fully developed and ready to use
  • Configurable and quick to deploy
  • Highly automated and easy to use
  • Competitively priced
  • And many more..

 

Benefits

  • Membership database Management
  • Improved branding and global membership
  • Re-occurring revenue flow through membership renewal (SMS and Email)
  • Online Event registration and payment (Export in Excel or .PDF format for planning)
  • Hotel – Online Hotel Booking and payment (Export in Excel or .PDF format for planning)
  • eCommerce – Multiple stream of income selling digital products (ebooks, shirts, video, bags) and services.
  • Election – Online voting to various positions
  • Event planning – Easier event management with online registration (Export data in Excel or .PDF format for planning)
  • Payment logs – access your revenues and download report for Management and Planning
  • Mailing list subscriptions – to reach different categories of Members
  • Member communications – to send Newsletter and updates to Members
  • Renewal management – Membership expiry reminder notice by email and SMS text message
  • Multiple currencies supported (US Dollar, Naira, Pounds, Euro)
  • Multiple languages supported (English, Arabic, French)
  • Multiple payment options; more can be added (Stanbic Bluepay, GTBank GTPay, 2checkout, UBA UCollect, Paypal, Interswitch Webpay, Bank Transfer)
  • Course Registration and lectures
  • Computer based test (CBT) examination
  • Live Chat – to monitor and chat with visitor to increase conversion and sales
  • Affiliates referral links and commission
  • Search engine optimisation friendly to boost search engine ranking
  • Online banner and code advertisement
  • Google Analytics – to track website performance
  • Upgrade and downgrade member category
  • Social media presence on LinkedIn, Pin-interest, Instagram, Facebook and Twitter
    Validate genuine members and certificates with ID number
  • Customisable Membership ATM+ID card in collaboration with Interswitch/Verve (Optional)
  • And many more

 

Requirements

  • Hosting by ediaro.com
  • Mandate and Agreement signing that Fladio International Nigeria Limited (ediaro.com) should deploy eMembership for you.
  • Internet access

Being a web-based software, means no time consuming installation, support and other costs are required. Our dedicated teams will deal with the whole process of setting up your websit, integrating the eMembership and online payment processing gateway for you. As your partner in progress, we will be available for Support when needed.

 

Cost

  • Free deployment (Terms & Conditions apply)
  • Commission from payments (negotiable)

Live Preview


BACKEND USER ACCCESS

Admin Login URL: http://ediaro.com/membership/admin_login
Admin Username: info@ediaro.com
Admin Password: ediaro.com

 

FRONTEND USER ACCESS

USER Login URL: http://www.ediaro.com/membership/

Username: admin@ediaro.com

Password: USERPASSWORD

 

How to Start

Click here to fill this form , an ediaro.com representative will contact you afterwards.

For further inquiries, Call us today on (+234) 080-9502-9999 or email: info@ediaro.com .

About ediaro. com

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

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