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ediaro.com is always on the lookout for Guest Authors to publish articles, WRITTING 5 tutorials, Hints and Tips, News, Reviews and other related post on our website; from a non-biased point of view.

We have many projects we are involved in, so we would be happy if you can help us as a freelance writer. Please make sure the article is original and related to any of the columns we have on ediaro.com and not copied from any other blog or website (though, you can research and copy from multiple websites, blogs, books etc for formulate yours). In addition, please do not use any copyrighted material unless authorised to do so by the owner or licensee. Outside links that are not relevant to the article or design related would be removed.

We feature variety of articles and web posts in various categories, but feel free to suggest any ideas you may have or column you think we can introduce.

ediaro.com reserves the right to publish, reject or remove finished articles. You may also have to post our article on your website simultaenously and send us the link were it’s posted on. If you would like to be a guest author on our site, all you have to do is signify interest by emailing us your name, email, tell us about yourself (biographical summary) and a little bit about what you wish to write about via email to: info@ediaro.com.

Regular guest authors has the option of being featured specially with a personal biographical summary page on ediaro.com.

About ediaro. com

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

Why every Business Should Accept Online Payments

It is only Seventeen years since the internet was commercialised, but in that time it has been responsible for the most dramatic impact on culture, communication and more importantly commerce. This has major implications for every business today.

The internet is now very much a part of everyday life for many people, where the use of smart phones, laptops and credit cards merge online seamlessly for eCommerce. Recent advances in credit card payment systems have provided the customer security to make impulse buying or grocery shopping effortless and commonplace. Each year that statistics show an increase in the number of people using the internet as well as buying products and services online – eCommerce.

In the world of today, whether your business is an online one or a physical store or business, a big benefit it can have is online-paymentaccepting online payments. In reality, not all businesses start out this way, and it can be a big mistake. All businesses should really employ online payment services. Here are some reasons why:

 

1. It’s Easier!

In this 21st century, most people are foregoing the use of cheque book these days and opting for debit or credit card payments, especially with the recent introduction of the cashless / cash lite policy of the Central Bank of Nigeria. Whether a store is an online business or even a physical one, online payments make it easier. It’s also very easy for a business to set it up whether they do it themselves or hire an eCommerce company such as ediaro.com to do it for them.

An online store needs to accept online payments or else they’ll be waiting for cheques to come in and being held up their transaction. But a physical store can also benefit from the ease of online transactions. Think about businesses that have monthly re-occurring payments coming in, whether it’s a pest control business, utility company, consultant, or a school. It will be much easier for them if they just set up online payment services for their customers. Other businesses that have monthly bills can do the same.

 

2. It’s Reliable

Everyone is familiar with the term, “The cheque has not cleared in the Bank,” but it seems too often that the cheque actually never actually clear sometimes, even we have had some bounced cheques in the past.  With online payments, there’s no more waiting around for a cheque to clear. There is also a clear record of payments. This works in both the business owner’s and the customer’s favor. No more lost payments from either end.

This works for the customer and the business!

 

3. Better Record keeping and Cost-Cutting

Occationally, there can be dispute about I’ve paid, “Oga you never pay us oo” not paid. If there is a payment issue, it is a lot easier to resolve with online payments. Not only is it easier for the business owner to keep track of payments, but the customer can also check to make sure payments have gone through. Happier customers make for better business!

It also allows the business to cut costs by omitting sending out paper bills through the postal mail and physically entering payments into a system, which is a costly, time-consuming part of business. With online payments, this is all cut out, freeing up more time and money for other aspects of the company.

 

4. Choices and Options Are Still Available

Some businesses heading in this direction are providing options for online payments. Some are doing automatic billing, such as membership places like gyms or businesses that offer lessons or services that are a consistent price each month or annually. Some offer the option of non-automatic payments so the customer still has the control over the payment, but it can be done online all the same. This makes it convenient, again, for the business owner as well as the customer. ediaro.com can deploy different local and international payment options that support one time billing or automatic re-occurring billing and the money would be credited into your bank account.

 

5. Provides Payment Options Around the Clock

With online payment options, worries of late payments can be forgotten. Payments, even non-automatic ones, can be made at midnight or any time other of day. Usually these online payments clear much faster than waiting on a cheques and physically depositing it. Not only can the payments be made at any time, but that also means that the money is in the business owner’s pocket faster.

With so many aspects of business going online, the financial end should be one of them. Most businesses already advertise online and have some sort of online presence, even if they are a primarily physical business. It’s easy enough to add online payments to this, and things will only get easier and more profitable.

The choice is simple and although you may not be fully comfortable with all things online, your business cannot afford to squander the opportunity that is the web. Companies that arrive late to the party may find it more difficult to pull customers from more established online brands

 

Simple, secure, and affordable ecommerce Web Solutions with ediaro.com (Fladio International Nigeria Limited)

ediaro.com professional website designers and web developers provides integrated ecommerce solution; such as website development, web hosting, domain registration, SSL, Payment Gateway Integration and other relevant professional support services you need to establish your own successful online store. It all starts with the quality infrastructure – ediaro.com partners with some of the best, tested and trusted companies across the globe to provide you with the reliability and performance needed for ecommerce store. ediaro.com ecommerce web servers support many merchant account services. You can even get a great deal by buying service packages directly from our us.And, if you ever require support, our team of skilled technicians is available 24/7.

 

About ediaro.com

ediaro.com, a Proudly Nigerian, Truly International company has established itself as a industry leading ecommerce website development company. Our highly professional and flexible ecommerce platforms enables businesses to easily build and manage rich, multi-store and multi-device ecommerce websites with a significantly higher ROI. ediaro.com is trusted by leading National brands including Arts of Nigeria, Makinde Motors, Rosehill Group, Chartered Institute Customer Relationship Management (CICRM),  Asokoro Island Limited, Association of Environmental Impact of Nigeria, and other companies worldwide – see our customer testimonials here.

ediaro.com professional website designers and web developers provides integrated ecommerce (online store) site development,  website development, website redevelopment, web hosting, domain registration, Secured Socket Layer (SSL) support and installation, Online payment Integration to your website.

Our Digital payments & collections services are complimentary, we help organisations with receiveing payments online and Bank branch (you can receive payment from all Nigeria commercial banks and some microfinance banks),Online, ATM, Mobile APP and others in Nigeria. To cut bank charges, minimise leakages, reduce waste of management time and improve profitability, you can also enjoy cheaper/lower bank charges when you pay your staff salaries, suppliers, affiliates, partners, distributors etc) – making use of services such as AUTOPAY, PAYDIRECT Bank Branch & WebWEBPAY and other relevant digital payment solutions to run a successful business.

Stanbic IBTC Bank Plc, Interswitch Limited and United Bank for Africa Plc among others have signed agreement with us, so we can help you facilitate and fast-track the setup process  FREE if you desire, click here to contact us.

If your concept is a means of making continuous residual income thru online membership website, ediaro eMembership is a custom built solution that manages online membership registration, members records, renewal (email & SMS alert),restrict contents access,ecommerce,hotel & event booking,donation,card payment, forum etc.It is designed to compliment existing professional associations, clubs and society process to make them successfull or work as a standalone online membership site.

It all starts with the quality infrastructure – ediaro.com partners with some of the best, tested and trusted companies across the globe to provide you with the reliability and performance needed for ecommerce store. Our ecommerce web servers support many merchant account services. You can even get a great deal by buying service packages directly from  us. And, if you ever require support, our team of skilled technicians are available to assist when you need them.

To develop or re-develop a website to accept online payment, contact ediaro TEAM today to setup your business, Club and Society or Company ecommerce website for you and start accepting payment online realtime. Click here to request a website price Quote, visit our webcentre, email info@ediaro.com or call (+234) 080-9502-9999  for more information.

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About ediaro. com

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

How Merchants can Identify online Fraud Patterns

With the Introduction of the cashless society into the Nigeria Society, many merchants are now setting up online e-How Merchants can Identify online Fraud Patternscommerce websites selling locally and internationally, infact we at ediaro.com saw an increase in our customer we develop e-commerce website for. Having an online stores has its benefits ranging from wider customer base, instantly selling to the global markets, marketing your products and brand among others. Unfortunately, the high risk of internet fraud and cybercrime is a serious problem that must be tackled simultaneously; as we often advice and support all our customers we develop websites for.

Find below, ediaro.com safety tips, By Abdulazeez Idiaro – you can use them to Identify online debit/credit can fraud as a merchant. It’s important to watch for this common signs of fraud. Though the circumstances below often apply to honest customers too, they can also be indicators of illegal activity.

Pay Extra-Diligence to orders that are:

  • Unusually very large beyond reasonable doubt.
  • Shipping to an address that is different from the billing address
  • Shipping to countries you don’t normally ship to especially the “High risk areas”.
  • Shipping multiple identical items to the same person/at the same time.
  • Unable to pass an address verification process
  • Orders that looks extra-ordinary in any way

Pay closer attention to customers who:

  • Use an anonymous/free email address
  • Supply a non-existent or under-construction website address
  • Use a non available, disconnected or changed telephone number
  • Supply a fake-sounding physical address (such as 123 Right Street)
  • A order to a post office box
  • Want shipping as quickly as possible at any price
  • Do not pass credit or identity checks
  • Don’t make immediate full payment
  • First time buyers

 Pay closer attention to credit card numbers that:

  • Generate multiple orders over a short time span, especially if each order ships to a different address
  • Are one of several card numbers shipping to the same address

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About ediaro. com

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

Online Banking Safety tips

The introduction of a Cashless policy into the Nigerian society has brought about newer, more stable and generally acceptable products and services into the Nigeria banking industry, among this is a stable Online Banking Platform.

Online Banking allows individuals and corporate organisation to perform banking activities at home, via the internet. Online banking enable customers to perform all routine transactions(depending on your bank), such as account transfers, balance inquiries, bill payments, and stop-payment requests. With your online banking, account information can be accessed anytime, day or night, and can be done from anywhere.

Despite the advantages of online banking, there are some risk brought about by this banking platform. Find below some Online Banking safety tips by Abdulazeez Idiaro, you can follow to protect yourself:

  • Don’t disclose your password to anyone. Your bank will never ask you to divulge your password or other personal information
  • Always install and regularly update an anti-virus software. In addition to being protected by using up-to-date antivirus software you should also regularly use software to remove Spyware from you computer, as these programs record information about your Internet use and transmit it without your permission
  • Always log off Online Banking session properly when you’ve finished using it
  • Beware of websites offering free software or applications – don’t download software unless you are sure the site is genuine and the application is not harmful
  • Look for actual phone numbers or physical addresses for the company on the site if you’re unsure whether a website is genuine or reputable
  • Be careful about using other computers – only access Online Banking on computers you know have up-to-date security software.

To get extensive safety tips about Online Banking, ATM security tips, Online Shopping, POS, Running a secured online merchant store among others, get a copy of the upcoming book by Abdulazeez Idiaro: Safeguarding yourself and business from fraud in a cashless societyyou can pre-register for launch date news at: http://safeguardingyourselfandbusinessfromfraudinacashlesssociety.ediaro.com

About ediaro. com

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

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