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Speed up and optimize a WordPress & other Websites

 

WordPress is definitely one of the most widespread CMSs. However, it’s pretty slow in default configuration, especially, if the site has a lot of visitors and heavy content. Moreover, since 2010 Google has used page load times as a factor in its search ranking algorithms.
Luckily, the flexibility of this CMS suggests numerous methods to speed up website loading time significantly. You can check your website using online tools such as Google Page Speed to track the website speed results after each step.

Below you can find a few ways to optimize and speed up WordPress. We recommend to use them when building your website.
Tips to speed up the website:

Tips to optimize the website: 

Choosing a theme

A theme plays a key role in a website load speed. If you plan to create a busy blog, we recommend to do the research and testing to find the lightest and the most optimized theme.

The main and the most important rule about choosing a theme for WordPress website is that WordPress theme should correspond to the content of your website. You should define the topic of your website and the content it should be filled with first, and only then choose a theme which will suit for your future website.

Many WordPress themes are flexibly customizable and allow WordPress users to tweak multiple theme options to create the desired look for their website. These options, if they are coded improperly, can create issues with changing theme to another one.

Some WordPress themes which are quite attractive at a first glance, can actually make your website load more slowly than it should. Below are several useful tips which can help you to select the best theme for your WordPress website:

1. The simpler – the better. Choose a simple, easy to navigate theme for site users.
2. Choose a theme with responsive layout. Easily adaptable to Phone, Tablet, PC etc
3. Take into account the range of supported plugins. Plugins add extra functionality to your WordPress, but they are not properly coded or heavy, they have negative impact on your site overall performance, user experience and search ranking.
4. Pay attention to the presence of page builders which come with the theme.
5. Consider SEO friendliness of the theme. It will have direct impact on your site ranking on google and other search engines.

Specialized threads on WordPress forums are the best places to check for that. Here are two examples:

WordPress › Support » Fast theme needed?
WordPress › Support » Fast loading / low bandwidth theme: Appropedia’s 13

Optimizing images

A number of plugins for reducing image size exists on the web, for example, EWWW Image Optimizer, WP Smush.it and so on. They all have different features and allow you to find the configuration you need. We recommend using the EWWW Image Optimizer plugin.

NOTE: It requires exec() function, follow the instructions contact ediaro.com webcentre team for support.

Once the plugin is installed and activated, you need to go to Media > Bulk Optimize to optimize your images:

You will have an option to bulk optimize all images in Media library using Start Optimizing option. Here you can also optimize all other images outside Media library such as graphical elements of the theme and so on with  Scan and optimize option:

NOTE 1: The optimization procedure requires considerable resources so hitting the CPU resource limit temporarily is probable.

NOTE 2: The plugin allows determining a degree of image compression. For example, if you own a photo blog, note that well-compressed pictures will lose quality.

You can also set the plugin to conduct scheduled optimization in Advanced Settings.
Scheduled optimization does not include Media Library images, because they are either already optimized or will be optimized on upload.

Compressing files

cPanel includes Optimize Website function. It uses Apache’s mod deflate to compress content before sending it to the visitor’s browser.

Gzip is the most popular and effective compression method today. If gzip compression is enabled for website content, it generally reduces the response size by about 70%. To gzip your website components, log in to your cPanel > go to Software and Services section > Optimize website menu.

Here you need to select Compress all content and click on Update Settings.

for cPanel paper_lantern theme:

for cPanel x3 theme:

Select Compress all content and click on Update Settings.

Using caching plugins

A number of WP caching plugins are in use, and the vast majority of them drastically improve the page load time.
W3 Total Cache and WP Super Cache are the most popular ones. The main difference between them is that W3 Total Cache is more customizable. W3TC utilizes multiple techniques to improve performance, including:

  • page caching
  • HTML, CSS, and javascript minification
  • gzip compression
  • CDN (Content Distribution Network) support
  • browser caching via ETags

Below are the guidelines for its initial setup and tweaking.

To configure the plugin, go to Plugins > Installed Plugins > find W3 Total Cache > Settings:

NOTE: If you are a shared hosting account user, remember that all available caches should not be enabled at the same time – avoid choosing Toggle all caching types on or off (at once). The reason for this is that if Object caching and Database caching are on, they will trigger resource usage spike without any improvement of the page speed. These caches can be enabled if your WordPress website is hosted on a VPS or Dedicated server only.

Scroll down the page and check Enable next to the following options:

1. Page Cache
2. Minify
3. Browser Cache (more details on browser cache setup in W3 Total Cache can be found in the next paragraph)

Then click on the Save All Settings button.

If you wish to get familiar with all configuration options of WordPress 3 Total Cache plugin, you may find them listed in this article.

Below you can find some additional measures which do not have effect on the page speed but may improve resource usage and user experience.

Using browser cache

The Expires header is a way to specify a period of storing/keeping/caching the static content of the website (CSS, Javascript, images, etc.) in the visitors’ browsers. This will significantly cut down the website load time for your regular visitors.

A convenient way to enable browser caching is to install WordPress Total Cache plugin and enable browser cache inside WordPress admin dashboard > Performance menu > General settings:

Then you will be able to perform fine-tuning of browser cache for the static content of your website in WordPress admin dashboard > Performance menu > Browser Cache section:

If you do not have W3 Total Cache installed on your website, you can enable browser cache with the help of Browser Caching with .htaccess plugin.

Alternatively, you can just copy and paste the following code in your root .htaccess file:


ExpiresActive on

ExpiresByType image/jpg “access plus 60 days”
ExpiresByType image/png “access plus 60 days”
ExpiresByType image/gif “access plus 60 days”
ExpiresByType image/jpeg “access plus 60 days”

ExpiresByType text/css “access plus 2 weeks”
ExpiresByType image/x-icon “access plus 2 weeks”

ExpiresByType application/pdf “access plus 1 month”
ExpiresByType audio/x-wav “access plus 1 month”
ExpiresByType audio/mpeg “access plus 1 month”
ExpiresByType video/mpeg “access plus 1 month”
ExpiresByType video/mp4 “access plus 1 month”
ExpiresByType video/quicktime “access plus 1 month”
ExpiresByType video/x-ms-wmv “access plus 1 month”
ExpiresByType application/x-shockwave-flash “access 1 month”

ExpiresByType text/javascript “access plus 2 weeks”
ExpiresByType application/x-javascript “access plus 2 weeks”
ExpiresByType application/javascript “access plus 2 weeks”


The values can be changed according to your specific requirements.

Homepage optimization

The first thing people see on the website is the homepage. It is very important to pay attention to its proper optimization.

The less HTTP requests are performed by the browser to load your website content, the faster your pages load for the visitors. It is the Golden optimization rule. It means that the media content of the page, WordPress theme and plugins should be fetched by visitors’ browser using as fewer requests as possible.

WP Asset Clean Up plugin for WordPress can help you with reducing the number of HTTP requests for your website making your website pages load smoothly and quickly. WP Asset Clean Up plugin prevent unnecessary styles and scripts from loading on your pages and makes them. It makes the assets load on the pages where they are actually required without overloading the other pages, it also reduces the HTML code of the actual page.

JavaScript to Footer plugin can also be used to move JavaScript code to page footer and speeds up the page loading time this way.

Fixing Eliminate external render-blocking Javascript and CSS in above-the-fold content warning.

Merge CSS files into one stylesheet, and all your JavaScript files into one using W3TC plugin. To do so, set all JavaScript to Non-blocking using Async as shown in the screenshot:

Once done, re-test your site. If everything is done properly, the only blocking CSS/JS file left should be your combined CSS file, and nothing else.

This warning can be also fixed by Above The Fold Optimization WordPress plugin which inserts Critical Path CSS code inline, helps to create it and optionally optimizes the delivery of the full website CSS. This way the plugin helps to avoid Eliminate render-blocking JavaScript and CSS in above-the-fold content-rule from Google PageSpeed Insights. This plugin is also compatible with W3 Total Cache.

And some general recommendations:

1. Do not overload the page with widgets, e.g., social media sharing buttons. They are needed only in blog posts.
2. It is better to display excerpts on the homepage, not full posts.
3. Homepage should not show too many posts, five is fine.

Enabling hotlink protection

If a direct link to an image hosted by you is placed on some other website, resources of your account will be consumed, as requests to fetch the image will go to your server.

Blocking such direct links is the solution. The best option is to use cPanel > Hotlink Protection function:

for cPanel paper_lantern theme:

for cPanel x3 theme:

Optimizing the database

Optimizing the database may also be useful for a WordPress blog. Currently WordPress has 11 core tables. Most WordPress websites have even more tables because plugins save settings and other data in the WordPress database. Themes may also save settings and other data stored in WordPress database.

To have your WordPress database optimized, follow our database optimization guide. These steps will not allow unnecessary database queries slow down your website. You can also use specialized WordPress plugins, for instance:

WP-Optimize
Optimize Database after Deleting Revisions
WP-Sweep
WP-DB Manager

WP-Sweep is that it uses proper WordPress delete functions as much as possible instead of running direct delete MySQL queries. Whereas WP-Optimize plugin uses direct delete SQL queries which can leave orphaned data left behind.

We would also like to remind you to back up the database before making any major adjustments especially to third-party plugins.
 

Estimating your WordPress website performance

When a lot of plugins are installed on your website, they allow you to enrich your WordPress website functionality and include a variety of custom options for you and your website visitors. The side-effect is that heavy and resource-capacious plugins may slow down your website by consuming the CPU and I/O resources allotted for your website.

To optimize your website efficiently, you should understand which exactly plugin is eating up most of the resources. To check it, you may use P3 (Plugin Performance Profiler) plugin for WordPress. When scanning your website with this plugin, it shows a diagram with the contribution of each plugin to the website loading time and the relative time each plugin loads. It will allow you to determine which plugins make your website load slower and decide whether they can be disabled.

There is another useful plugin for WordPress – Plugin Organizer. It allows you to disable plugins selectively and rearrange the order your plugins are loaded in. It can also improve your website performance.

Finally, once all these measures are implemented, you may check the optimization level of your WordPress website with GTmetrix plugin for WordPress and enjoy the scores you earned!

That’s it!

 

About Fladio International Nigeria Limited

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

Guide to guarding your card online

Securing your card from fraudulent online shopping requires putting some security measures in place. Amazingly,3dsecure
most card processors such as Mastercard and Visa Card have some of those features, but people barely know about them nor understand the security features and how to set them up. MasterCard SecureCode, Verified by Visa and Amex Key have have become a widely accepted security measure since the current shift to EMV and rise in online fraud.

Online transactions, also known as card not present transactions, are transactions done when the cardholder is not present (versus physical, in-store transactions). These are particularly expensive for merchants, as they have to pay consumers for any disputed charges of fraud, and also qualify for higher card processing fees.

3D Secure, a program introduced by Visa, MasterCard and American Express 15 years ago, aims to decrease internet fraud, by adding an extra authentication step with the purpose of confirming a consumer’s identity at checkout, before the transaction is approved. In effect, the program saves merchants considerable amounts of money, as it lowers processing fees and shifts liability back to the consumer’s bank without passing it to the consumer for online fraud.

This guide explains the 3d Secure security measures (Mastercard Secure code and Verified by Visa) that can be put in place by cardholders. This will minimise the tendency of the card wrongly used for fraudulent transaction, allow cardholder to perform transaction on websites that require 3D secure code before transaction pass thru.

 

MasterCard SecureCode
MasterCard SecureCode is a simple and secure way to pay online. It’s a private code known only to you and your mastercard-securecodebank, your SecureCode enhances your existing MasterCard account by protecting you against unauthorized use of your card when shopping online at participating online retailers.
The transaction process remains the same when shopping online with one exception. A participating merchant will automatically recognize that the card you input is tied to an enrolled account and the site will prompt you to enter your SecureCode, the code will then be sent to your financial institution for nearly instant verification that the code is correct and an approval or declination will be sent back to the retailer. This is akin to using a PIN online. In these instances a purchase will only go through when the correct SecureCode is entered. This provides protection because even if someone has your card number, the card will not work at a large number of sites that have enrolled on the platform.

 

 

Master_Card_securecode

 

Activating the SecureCode
Step 1 – Choose Your SecureCode
Sign Up for MasterCard SecureCode through your bank or create your SecureCode during shopping.
You will be required to enter your SecureCode during checkout every time you make a purchase with your MasterCard at any SecureCode enabled merchant – if you don’t have a SecureCode before, you’ll be prompted to create it. When this happens, a window will appear and you’ll be guided through a simple SecureCode enrollment process before your purchase is completed.
Step 2 – Use Your SecureCode at Checkout
Every time you want to pay online at participating retailers, you will be automatically prompted to enter your own private SecureCode – just like entering a PIN at the ATM. In seconds, you gain added protection while shopping online.

 

Step 3 – Shop Smarter
Look for the MasterCard SecureCode logo when shopping at participating online retailers.

FAQS about Mastercard Securecode
Q. What is MasterCard SecureCode?
A. MasterCard SecureCode is a service to enhance security of a MasterCard account. It is a private code that further protects the card when you shop at participating online retailers.
Q. How does MasterCard SecureCode work?
A. Once you’ve registered and created your own private SecureCode, you will be automatically prompted by your financial institution at checkout to provide your SecureCode each time you make a purchase with a participating online merchant. Your SecureCode is quickly confirmed by your financial institution and then your purchase is completed. Your SecureCode will never be shared with the merchant. It’s just like entering your PIN at an ATM.
Q. How does MasterCard SecureCode protect me?
A. When you correctly enter your SecureCode during a purchase at a participating online merchant, you confirm that you are the authorized cardholder and your purchase is then completed. If an incorrect SecureCode is entered, the purchase will not be completed. Even if someone knows your Debit/Credit card number, the purchase cannot be completed without your SecureCode at a participating merchant.
Q. How do I know whether a merchant participates in SecureCode?
A. Most participating merchants will display the MasterCard SecureCode logo on their site. However, even if you don’t see the SecureCode logo, the merchant may still be a participant and you will be prompted to provide your SecureCode.
Q. What card do I use? Will I need to get a new card to use MasterCard SecureCode?
A. You will be able to use any of your existing MasterCard Debit/Credit cards, as long as the cards are from a participating financial institution. If you’re not sure if your financial institution provides this service, please visit your bank/card issuer for further enquiries.
Q. How many cards can I register with MasterCard SecureCode?
A. You are encouraged to register all of your MasterCard cards individually. There is no limit on how many cards you can register.
Q. Can two people with a joint account use the same password or should they register MasterCard SecureCode separately?
A. Enrollment is at the account level, so the password must be shared.
Q. Can I use MasterCard SecureCode from any computer?
A. Because there’s no special software to install, you can shop from any computer meeting the system requirements and still receive the added protection afforded by MasterCard SecureCode.
Q. What happens when my card expires or my billing information changes?
A. Your card issuer will automatically update this information in your profile.
Q. What happens if I cancel my existing card, then get a new one with a different account number?
A. You will need to register the new card for MasterCard SecureCode. Simply return to the registration site, and complete the registration process with your new card.
Q. How will the online merchant know that I’m registered for MasterCard SecureCode?
A. When you use a card that is enrolled in the MasterCard SecureCode program at participating online merchants, the merchant automatically recognizes your MasterCard card number during the transaction.
Q. How will SecureCode change the online purchase process?
A. The online purchase process will not change except that now you will be prompted to provide your SecureCode during checkout. Your SecureCode will never be revealed to the merchant during the checkout process.
Q. Will I be able to make purchases at merchants that accept MasterCard but do not participate in the MasterCard SecureCode program?
A. Yes, you will not be asked for your SecureCode during these purchases. You will continue to be protected from unauthorized purchases by Zero Liability from MasterCard.
Q. I am a merchant who would like to offer SecureCode to my customers. How do I get more information?
A. For information on participating in MasterCard SecureCode, please visit www.securecodemerchant.com.
Q. How is SecureCode different from Zero Liability?
A. Using MasterCard SecureCode provides added security to prevent your card from unauthorized use. Exceptions apply. Zero Liability provides coverage if your card has been used fraudulently.
Q. Where can I view Terms and Conditions of the SecureCode program?
A. Please visit your Bank/Card issuers Web site for the Terms and Conditions specific to your card.
Q. Where can I review the privacy policy of my financial institution?
A. Please visit your Bank/Card issuers Web site to review the privacy policy specific to your card. Merchant Implementation: Any merchant can add MasterCard SecureCode functionality to its site by meeting certain security standards, which may require a plug-in application and by discussing pass-thru of authentication data with its transaction processer. With these steps met a merchant is then ready to follow the online MasterCard implementation guide.

 

 

Verified by VISA
Visa offers comprehensive fraud protection, but Verified by Visa goes even a step further, adding an extra layer of verified-by-visasecurity at the point where you enter Debit/Credit card information online. The service helps prevent unauthorized online use before it happens-by confirming your identity with an additional password. It is an addition to their other ways of preventing, detecting, and resolving fraud. It is a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.
How it works
1. Activate the Verified by Visa feature
Enroll your Debit/Credit card in the Verified by Visa program – on your Bank/participating card issuer’s website or while shopping online.

 

VerifiedByVisa73-168
2. Shop at participating online merchants
Visit online merchants that display the Verified by Visa symbol for an added layer of protection.
3. Enjoy enhanced security and added peace of mind-by activating your Verified by Visa.
Activating Verified by Visa
It’s easy and only takes a few moments to activate your card. You can activate on the secure Visa website, at your participating bank/card issuer’s site or during the checkout process at a participating online merchant.
You may be able to activate Verified by Visa while shopping at a participating merchant. If your issuer offers this option, you’ll be asked to activate during the checkout. Here’s what to expect: If you are prompted to activate your Visa card during the checkout process at one of the participating online merchants, it’s quick and easy. If your bank/card issuer is participating in Verified by Visa you may be asked to complete a brief activation process. To complete the process, you will verify your identity by answering a few simple questions then create your Verified by Visa password and you are done.
Once your card is activated, your card number will be recognized whenever you shop at a participating Verified by Visa merchant. You will enter your password in the Verified by Visa window, your identity will be verified and the transaction will be completed. In stores that are not yet Verified by Visa enabled, your Visa card will continue to work as usual. However way you activate, your information is protected.
FAQS About Verified by VISA (VbV)
Q. Doesn’t Visa already protect my card from theft and fraud?
A. Visa’s multiple layers of protection give you an extraordinary level of security, so you can feel confident whenever and wherever you use your card. Verified by Visa is only one part of their five-layer system to prevent, detect, and resolve security issues. Specifically, it is designed to make online shopping experiences safer more secure, and also gives you extra control over your Internet transactions.
Q. What do I need to do to use Verified by Visa?
A. All you need to do is activate your card. Then, whenever you submit an order at a participating online store, a Verified by Visa window will appear automatically. Enter your password, submit, and that’s it. If you have not yet activated your Visa card, just enter the authentication information when prompted by your card issuer and create a password. Once activated, your Visa card number cannot be used without your personal password for online purchases on merchants that accept Verified by Visa.
Q. Can I use Verified by Visa with any Visa card I have now?
A. Yes, Verified by Visa is designed to protect the Visa card, or cards, that you already have – whether they are credit cards or debit cards.
Q. Can I use Verified by Visa if I share a Visa card number with other family members?
Yes, you can. Some issuers require each person on your Visa account to activate his or her individual card and create a personal Verified by Visa password. Please contact your issuing bank for further information.
Q. Can I use Verified by Visa from any computer?
A. Verified by Visa works with just about any computer that’s connected to the Internet. There is no special software to install. Once you activate your card, you’ll continue to shop as usual, and your Visa card number will be automatically recognized at checkout. Just enter your Verified by Visa password and complete the regular checkout process.
Activating your Visa card
Q. How do I know activation is secure and safe?
A. VISA understand that many people are reluctant to enter their credit card numbers in unfamiliar places online, but guarantees that you can be rest assured that your personal and payment card information is transmitted by Visa using a high level of encryption (SSL) and is stored on a secure server behind a firewall to protect against unauthorized access. For more details, check the Visa privacy policy on visa.com. Also, your Visa card issuer will have additional privacy and security policies-you might also like to check out their website too. You can access them during the Verified by Visa activation process.
Q. What are the Verified by Visa password requirements (number of characters, numbers, upper case, etc.)?
A. Password requirements are determined by each Visa card issuer. Contact your bank/Visa card issuer to learn more about its password requirements.
Shopping with Verified by Visa
Q. How do I shop with Verified by Visa?
A. When you pay with your Visa card, the Verified by Visa service launches automatically at participating online stores. After you enter your Visa card number and submit your order, a Verified by Visa window will appear and your card issuer will display an authentication page. Enter your information and password and click submit. Once your identity is verified, your checkout continues.
Q. Where can I shop using Verified by Visa?
A. Wherever you see the Verified by Visa symbol, you know you can shop with an added layer of security. Whenever you use your activated card to pay at participating online stores, your Visa card number will automatically be recognized and the Verified by Visa password window will appear. Your password will be required to complete the purchase.
Q. What is a Personal Message?
A. Your Personal Message, selected during activation, appears automatically in the Verified by Visa password screen during checkout. It’s an extra piece of validation to assure you that this is indeed an authentic Verified by Visa window and that it’s safe to enter your password here. You should always check to see that your Personal Message appears correctly.
Q. What if I forget my password?
A. Just click the “Forgot your password” link in the Verified by Visa password window and follow the instructions provided by your Visa card issuer. Always be sure to keep your password safe and never write it down.

 

Q. What should I do if someone has obtained my Verified by Visa password or has used it to make a fraudulent purchase?
A. If you ever suspect that a fraudulent purchase has been made using your Visa account, contact your bank/Visa card issuer immediately.
For additional help: You may also contact VISA via email: verifiedbyvisa@visa.com. VISA advises that you should not include your debit/credit card number in your email inquiry.

 

Excerpts from the book titled:
Safeguarding yourself and business from fraud in a cashless society

By: Abdulazeez Idiaro

About Fladio International Nigeria Limited

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

Fladio International Nigeria Limited (ediaro.com) Sign Strategic Alliance Agreement with Interswitch Limited for Provision of Payment Gateway Services

Fladio International Nigeria Limited (ediaro.com) Sign Strategic Alliance Agreement with Interswitch Limited for Provision of Payment Gateway Services. Mrs Aisha The Executive Director of Fladio International Nigeria Limited (Trading as as ediaro.com) speaking to the
media in Abuja “our main objectives for signing the Strategic Alliance agreement on Provision of Online Payment Integration services with Interswitch Limtied is to promote collaboration between both companies as it relates to integration to merchant websites & school portals to Interswitch online payment gateway.”

In addition, we are identifying our New and Potential clients requiring revenue collections solutions across multiple channels e.g. bank branch, POS, web, mobile; funds disbursement payment solutions; thereby availing alternative electronic payment methods and promoting the Cashless policy of the Central Bank of Nigeria to our clients easier and faster than anyone else.

Aisha stated that, Fladio will be responsible for creating, integrating and managing Websites built for Merchants including any customisation and inclusion of other features that is requested by the Merchant, Ecommerce website owner, Schools and other related organisation requiring the service. We can easily facilitate enrolment and integration of customers to Collegepay Bank Branch, Collegepay Web, Collegepay Aggregator Scheme, Paydirect Bakn Branch, Paydirect Web, Webpay, AUTOPAY, Quickteller and VERVE Cards (Customised CARD).

In addition, we will Utilize the integration specification document/APIs provided by Interswitch and provide
provide requisite training on the Payment Solutions to Merchants and also provide front-end access, integration, setup and technical support to Users of its service.

To make the process easy and swift ediaro.com (a member of Fladio International Nigeria Limited) technical support team will be available thru our Live Chat, Email, Forum, Telephone and social media to Provide Merchant with professional technical support as it relates to issues with connectivity between the payment solutions and websites/portals or any of the payment channels. We will be responsible for resolving issues and complaints relating to service portal and checkout process.

 

About Fladio International Nigeria Limited (ediaro.com)

ediaro.com was established as a firm in Nigeria on October 23, 2009, with interest in youth development, website development, Search Engine Optimization (SEO), international opportunities, eLibrary, among others. On August 19, 2010, it became statutorily incorporated as: Fladio International Nigeria Limited with registration number RC 907451 in Abuja, Nigeria under the Nigeria Companies and Allied Matters Act (CAMA) 1990. It’s interest’s are further more diversified to e-commerce, Professional ICT, Automobile, Real Estate (Properties), Publishing,Transportation, Oil and Gas.

ediaro.com is a multifaceted Proudly Nigerian, Truly international company dedicated to employing ICT to change FLADIOthe world. We are one of the best website development company in Nigeria; with clients base ranging from Individuals, Small Scale Business, Ecommerce, Government Agencies, Group of Companies among others.

When you partner with ediaro.com (Fladio International Nigeria Limited) for your ICT needs, you are associating with one of Africa’s best Website Development and ICT company. ediaro.com is the 1st Nigerian company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010.

Another milestone is the signing of Memorandum of Understanding (MOU) with Africa’s Global Bank in 2013- United Bank for Africa Plc (UBA) signed with us at Fladio International Nigeria Limited (ediaro.com) to develop ecommerce website for the Bank customers.

In 2015, seeing the positive impact we have made on UBA UCollect, Stanbic IBTC Bank Plc; another Multinational Bank that originated from South Africa approached us and signed an agreement for the promotion of the use of SIBTC Payment Gateway for new Merchants. Hence, Fladio International Nigeria Limited can now develop, refer, integrate merchants websites and online stores to SIBTC Payment gateway and also provide technical support to such merchants.

Our success if further evident when Interswitch Limited signed a 5 Years Strategic Alliance agreement in the provision of online payment gateway service, revenue collection solutions and Cards for Sites deployed for merchants and customers.

Our company is designed to provide seamless services to enable our clients achieve their goals and objectives. Our collective strengths and flexible expansive capabilities ensure that we remain at the cutting edge in the Information Communication Technology industry. Since inception, ediaro.com has maintained a steady growth. The company’s approach is geared towards providing quality services to new and existing clients without feeling the need to expand at a rate that would sacrifice quality to our clients.

 

About Interswitch Limited

Interswitch is an Africa-focused integrated digital payments and commerce company that facilitates the electronic circulation of money as well as the exchange of value between individuals and organisations on a timely and consistent basis.

The company started operations in 2002 as a transaction switching and electronic payments processing company interswitchngnewthat builds and manages payment infrastructure as well as deliver innovative payment products and transactional services throughout the African continent.

Today, Interswitch is at the forefront of creating intuitive ways to pay and transact using digital technologies. We see the distinction between traditional channels and customer touchpoints like bank branches, ATMs, POS Terminals, Kiosks, PCs, etc., gradually fading and giving way to a set of digital cloud services that can be assessed anywhere and anytime using mobile devices and wearables and delivering payment experiences like never before.

Our solutions and services are secure. They provide convenience and real value for consumers. They also reduce costs, improve operational efficiency as well as drive sustainable revenue growth for institutions.

For more information on online payment integration, website development, ICT Solutions, Hardware and Network deployment among others call us on: (+234) 080-9502-9999, info@ediaro.com or click here to fill our contact page

About Fladio International Nigeria Limited

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

Fladio International Nigeria Limited (ediaro.com) Sign agreement with Stanbic IBTC Bank Plc

Stanbic IBTC Bank Plc (SIBTC) has signed an agreement with Fladio International Nigeria Limited (trading as ediaro.com ) to Integrate Stanbic IBTC Payment Gateway to enable customers process local and international card transactions and credit the fund to their Stanbic IBTC Bank account.

According to Mrs Aisha the Executive Director of Fladio International Nigeria Limited, ediaro.com will be developing websites for Merchant that do not have online prescene. Afterwards, we will integrate Merchants websites and/or online stores to Stanbic IBTC Payment gateway to begin accepting debit, credit and prepaid card based transactions and also provide technical support to such merchants.

If the client already has a website, we can integrate the SIBTC payment gateway into it. For website hosted and developed by ediaro.com, we will ensure that the website is up and running and maintain technical uptime of the website via our multi channels support medium by Email, Telephone, Forum, Online Chat etc.

To go an extra-mile, we will ensure speedy and efficient activation of Merchants on SIBTC Payment Gateway upon a Merchant’s request and Bank’s consent – through our dedicated Stanbic IBTC dedicated technical support crew.

 

FLADIO

About Fladio International Nigeria Limited (ediaro.com)

ediaro.com was established as a firm in Nigeria on October 23, 2009, with interest in youth development, website development, Search Engine Optimization (SEO), international opportunities, eLibrary, among others. On August 19, 2010, it became statutorily incorporated as: Fladio International Nigeria Limited with registration number RC 907451 in Abuja, Nigeria under the Nigeria Companies and Allied Matters Act (CAMA) 1990. It’s interest’s are further more diversified to e-commerce, Professional ICT, Automobile, Real Estate (Properties), Publishing,Transportation, Oil and Gas.

ediaro.com is a multifaceted Proudly Nigerian, Truly international company dedicated to employing ICT to change the world. We are one of the best website development company in Nigeria; with clients base ranging from Individuals, Small Scale Business, Ecommerce, Government Agencies, Group of Companies among others.

When you partner with ediaro.com (Fladio International Nigeria Limited) for your ICT needs, you are associating with one of Africa’s best Website Development and ICT company. ediaro.com is the 1st Nigerian company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010.

Another milestone is the signing of Memorandum of Understanding (MOU) with Africa’s Global Bank in 2013- United Bank for Africa Plc (UBA) signed with us at Fladio International Nigeria Limited (ediaro.com) to develop ecommerce website for the Bank customers.

In 2015, Stanbic IBTC Bank Plc; another Multinational Bank that originated from South Africa approached us and signed an agreement for the promotion of the use of SIBTC Payment Gateway for new Merchants. Hence, Fladio International Nigeria Limited can now develop, refer, integrate merchants websites and online stores to SIBTC Payment gateway and also provide technical support to such merchants.

Our success if further evident by the recent signing of 5 Years Strategic Alliance agreement with Interswitch Limited in the provision of online payment gateway service, revenue collection solutions and Cards for Sites deployed for merchants and customers.

Our company is designed to provide seamless services to enable our clients achieve their goals and objectives. Our collective strengths and flexible expansive capabilities ensure that we remain at the cutting edge in the Information Communication Technology industry. Since inception, ediaro.com has maintained a steady growth. The company’s approach is geared towards providing quality services to new and existing clients without feeling the need to expand at a rate that would sacrifice quality to our clients.

 

stanbic ibtc logo

About Stanbic IBTC Bank Plc

Stanbic IBTC is a leading provider of integrated financial services, pensions and wealth management products and services.

Our personal and business banking solutions let you spend more time living and less time banking. Our people and technology will help you move forward.
We offer all our clients a wide range of personal and commercial banking products through over 180 branches spread across every state in Nigeria and our online banking platforms.

We offer current, savings, and domiciliary accounts; personal loans, car loans and asset financing; MasterCard debit cards, Visa credit cards; home loans; internet banking; accounts for SMEs and the award-winning *909# MobileMoney.

We cater for individuals and businesses through carefully designed retail and business banking products. We also offer self-service channels powered by sophisticated technology to bring convenient banking to customers.

Our clients can also get custodial services through Stanbic Nominees Nigeria Limited, our custody arm and non-pension asset custodian, acting in a nominee capacity for clients’ transactions in securities and other investments.

We are a key player in financial inclusion and are poised to take banking to the doorsteps of our customers; taking care of the banking needs of different categories of persons and businesses.

Stanbic IBTC Bank is a Member of The Standard Bank Group, Africa’s largest banking group by assets and market capitalization, has been in operation for 153 years and has direct, on-the-ground representation in 20 African countries.  Stanbic IBTC Holdings Plc is a full service financial services group with a clear focus on three main business pillars – Corporate and Investment Banking, Personal and Business Banking and Wealth Management.

For more information on online payment integration, website development, ICT Solutions, Hardware and Network deployment among others call us on: (+234) 080-9502-9999, info@ediaro.com or click here to fill our contact page

About Fladio International Nigeria Limited

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

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