Global Payment provider information and risk level

HIGH

Payment provider	Description
Other online payment	The advertiser gives payment details in the advertisement message
Hal-cash	Hal-Cash is a bank service that allows you to send money to any mobile phone, and be withdrawn instantly at an ATM of any of the financial institutions associated with the worldwide system, anytime and anywhere without needing a credit card.
Vipps	Send money to anyone who has a Norwegian phone number.
Chase Quickpay	Person-to-person payments through Chase’s quickpay system.
OKPay	OKPAY allows you to accept bank wire and cash money transfers and all e-currencies quickly and affordably. Currently OKPay advertises as irreversible payment.
Paypal	Transfer money to anybody with an email address.
WebMoney	Secure and immediate transactions online.
Moneybookers / Skrill	The simple and secure way to send and receive money.
Neteller	Instant deposits, withdrawals and payouts online.
Cashier’s check	Checks signed by cashiers.
Venmo	Send money to friends using a mobile app in US. Can be funded using a credit card.
Zelle	Send money to friends and family
Dwolla	Send money online using Dwolla.
Perfect Money	Instant payments and confidential money transfers online.
CashU	Pay online securely without bank account or credit card and fund your account using variety of methods.
Payza	Send and receive money online. Fund your account with wire transfer or credit card.
Other Online Wallet	Other online wallets that do not have their own category. The advertiser gives payment details in the advertisement description.
Other Online Wallet (Global)	International online wallets that do not have their own category.. The advertiser gives payment details in the advertisement descirption
Other Remittance	Remittance vendors not already on the list. The advertiser gives payment details in the advertisement message
Bitmain Coupon	Coupon given out by Bitmain that you can use to purchase their products.
Google Wallet	Online payment method to transfer funds between two Google Wallet users.
Vanilla	Redeemable coupons and debit cards.
PayPal My Cash	Coupons which can be used to load your PayPal account.
SolidTrustPay	International instant payment processor. Multiple funding options.
Square Cash	Send money to friends using a mobile app in US. Can be funded with debit cards.
Credit card	Buy Bitcoins using your credit card.
Reloadit	Redeemable coupons and debit cards.

Risk level explanation

 These risk levels apply only when you are selling bitcoins online as the risk comes from accepting payments that can later be charged back. When you are buying Bitcoins you are completely protected by escrow as long as you have proof of payment.

Risk level	Typical payment provider features	Mitigation
Low	The payment method is irreversible or almost irreversible.	It is safe to use this payment method, LocalBitcoins are aware of few or no issues with it.
Medium	The payment is reversible and LocalBitcoins receive the occasional report of fraud.	Set first time buyer limits. Require reputation and account history. Check the ID of the buyer.
High	It is easy for the buyer to reverse the payment, reversals can occur weeks or months after the trade. The payment provider may lock your account without a refund after receiving payments for Bitcoin. LocalBitcoins are aware of several cases of fraud or other problems with trades. Proceed with caution.	Set very low first time buyer limits. Require high user reputation and long account history. Use trusted listings. Check the buyer id.
Unknown	LocalBitcoins have not researched this payment method or there is little to no history with it being used for Bitcoin trading.  You can ask in our forums about these payment methods before you start trading.

MEDIUM

Payment provider	Description
International Wire (SWIFT)	International wire transfer with SWIFT code
MobilePay FI	Easy way to send money with phone numbers, works with all Finnish banks.
IMPS Bank Transfer India	IMPS bank transfers in India.
Interac e-transfer	Canadian online transfers
Pingit	Barclays mobile payments in UK.
Paym	Pay your friends and family using just their mobile number.
PYC	Pay your contacts – mobile payments by Natwest / Royal Bank of Scotland
Western Union	Send and receive money internationally. The receiver can redeem the transfer as cash.
PostePay	Italian online payments.
Moneygram	Send and receive money internationally. The receiver can redeem the transfer as cash.
RIA Money Transfer	Send and receive money internationally. The receiver can redeem the transfer as cash.
Xoom	Xoom Corporation is a digital money transfer company based in San Francisco. It provides consumer remittance services to Europe, Canada, Australia, Latin America, the Philippines and India.
MobilePay	Easy way to send money with phone numbers, works with all Danish banks.
MobilePay NO	Easy way to send money with phone numbers, works with all Norwegian banks.
Walmart 2 Walmart	Send and receive money between two Walmart locations. The receiver can redeem the transfer as cash.
Serve2Serve	Reloadable debit cards and transfers between them.
Yandex Money	Mobile payment solution.

Risk level explanation

 These risk levels apply only when you are selling bitcoins online as the risk comes from accepting payments that can later be charged back. When you are buying Bitcoins you are completely protected by escrow as long as you have proof of payment.

Risk level	Typical payment provider features
Low	The payment method is irreversible or almost irreversible.
Medium	The payment is reversible and LocalBitcoins receive the occasional report of fraud.
High	It is easy for the buyer to reverse the payment, reversals can occur weeks or months after the trade. The payment provider may lock your account without a refund after receiving payments for Bitcoin. LocalBitcoins are aware of several cases of fraud or other problems with trades. Proceed with caution.
Unknown	LocalBitcoins have not researched this payment method or there is little to no history with it being used for Bitcoin trading.  You can ask in our forums about these payment methods before you start trading.

Payment provider	Description
National bank transfer	Wire transfer within a specific country
SEPA (EU) bank transfer	Single Euro Payments Area (SEPA) wire transfers. Usually recallable up to 10 days.
Transfers with specific bank	Transfers to and from other customers with the same bank as you.
Cash deposit	Go to a bank / ATM and deposit cash directly to the bank account
Swish	Send and receive Swedish Kroner to and from mobile phone numbers.
QIWI	Send money to anyone with a Qiwi account. All you need to know is their phone number, simple easy and fast.
TELE2	Send money to anyone with a Tele2 account. All you need to know is their phone number. Simple, easy, and fast.
M-PESA Kenya (Safaricom)	Send and receive money with your mobile phone in Africa.
Ripple altcoin	Altcoins are other cryptocurrencies than Bitcoin.
Litecoin altcoin	Altcoins are other cryptocurrencies than Bitcoin.
Ethereum altcoin	Altcoins are other cryptocurrencies than Bitcoin.

Risk level explanation

 These risk levels apply only when you are selling bitcoins online as the risk comes from accepting payments that can later be charged back. When you are buying Bitcoins you are completely protected by escrow as long as you have proof of payment.

Risk level	Typical payment provider features	Mitigation
Low	The payment method is irreversible or almost irreversible.	It is safe to use this payment method, LocalBitcoins are aware of few or no issues with it.
Medium	The payment is reversible and LocalBitcoins receive the occasional report of fraud.	Set first time buyer limits. Require reputation and account history. Check the ID of the buyer.
High	It is easy for the buyer to reverse the payment, reversals can occur weeks or months after the trade. The payment provider may lock your account without a refund after receiving payments for Bitcoin. LocalBitcoins are aware of several cases of fraud or other problems with trades. Proceed with caution.	Set very low first time buyer limits. Require high user reputation and long account history. Use trusted listings. Check the buyer id.
Unknown	LocalBitcoins have not researched this payment method or there is little to no history with it being used for Bitcoin trading.  You can ask in our forums about these payment methods before you start trading.

UNKNOWN

Payment provider	Description
EcoCash	Send money to and receive money in Zimbabwe with your mobile phone.
PayTM	Indian mobile payment method (Pay Through Mobile).
Lydia	French mobile payment method.
Alipay	Alipay is a major Chinese online payment system.
Superflash	Italian debit card with an IBAN number.
AstroPay	AstroPay Card is an easy and safe way to make payments online in latin american countries.
M-PESA Tanzania (Vodacom)	Send and receive money with mobile phone in Africa.
Transferwise	Transfer money online internationally
Telegramatic Order	Payment method in Croatia
Payeer	Send money anywhere in the world, receiver does not need be registered.
advcash	Advanced cash is an online wallet service that lets you send and receive money.
hyperWALLET	hyperWALLET is online payment solution which offers instant bank transfer funding in Canada.
Tigo-Pesa Tanzania	Send and receive money with mobile phone in Africa.
Payoneer	Payoneer is a financial services business that provides online money transfer and e-commerce payment services.
Paxum	Send money anywhere in the world with just an email address.
Cash at ATM	Cash at ATM is a service some banks that lets you withdraw or deposit money from/to ATMs with a PIN code.
WeChat	WeChat Pay is a digital wallet service incorporated into WeChat, which allows users to perform mobile payments and send money between contacts.
Easypaisa	Send money to other people in Pakistan using your mobile phone.
Worldremit	Send money anywhere in the world.

Risk level explanation

 These risk levels apply only when you are selling bitcoins online as the risk comes from accepting payments that can later be charged back. When you are buying Bitcoins you are completely protected by escrow as long as you have proof of payment.

Risk level	Typical payment provider features	Mitigation
Low	The payment method is irreversible or almost irreversible.	It is safe to use this payment method, LocalBitcoins are aware of few or no issues with it.
Medium	The payment is reversible and LocalBitcoins receive the occasional report of fraud.	Set first time buyer limits. Require reputation and account history. Check the ID of the buyer.
High	It is easy for the buyer to reverse the payment, reversals can occur weeks or months after the trade. The payment provider may lock your account without a refund after receiving payments for Bitcoin. LocalBitcoins are aware of several cases of fraud or other problems with trades. Proceed with caution.	Set very low first time buyer limits. Require high user reputation and long account history. Use trusted listings. Check the buyer id.
Unknown	LocalBitcoins have not researched this payment method or there is little to no history with it being used for Bitcoin trading.  You can ask in our forums about these payment methods before you start trading.