ediaro.com offers dynamic ecommerce packages to suit various customer needs to sell their products and services locally and internationally. We have pre-designed packages cheap to slightly medium range web design packages that can be ordered, designed and and go live within a very short timeline. The site features are clearly listed on them and all cost includes integration to payment gateway.

We also have custom website development plan; in this case the client describes exactly what they want and how they want it. Feel free to check out our available plans.

Showing all 4 results

0 Responses to Web Design & Ecommerce

  • I hold a B.Sc (Political Science) and an M.Sc (Development Studies).I am a Member, Institute of Development Administration of Nigeria.I am a staff with the Federal University of Agriculture, Makurdi-Nigeria in the Registry Department.

  • 9ja unemployed youth luv dis.

  • I love to serve in a competitive and dynamic economy

  • Just want to know if there is any available opportunity for university graduate who wishes to join force aswel. Thanks.

  • good caracter



  • From the company advertisement above, the competition is only open to the above stated fields. You can contact the organizer directly for further clarification.

  • I will be faithful to nigeria if I could be shortlisted for the final list.

  • Gloria,I strongly agree wit u. Ur piece is encouragin and inspiring.
    What striked me most in ur write up is d issue of stron pple who still survives in d midst of all dis mishap.

  • This is a very insightful and straight to the point safety measure-at this critical period of National Insecurity, thank you very much and please keep it up.

  • I just discovered this this website and this dynamic tip session. Keep it up please, initially i can’t imagine this website developed and built by a Nigerian company, am amazed when i see the Nigeria Good people Great nation on the top banner; we’re proud of you ediaro.com. Keep the ball rolling.

  • i need a scholarship

  • Thank you very much for these tips-it is very necessary in this Northern part of the country. I would print and give a copy to my cousin that rides carelessly.

  • i want to work with Diamond bank

  • Ezeude, The above stated recruitment deadline has elapsed. You might want to contact the Bank directly for other vacancies.

  • Want to apply,how do i do dat.

  • goodday,please i want to ask if the bank is taking transaction officer ?i have just finish my industrial trainning with intercontineental bank plc and i need somewhere to develop my career.thanks i will be glad to hear from you soon.

  • Hello Ayelegun,
    As regard your question,what I can deduce from what you wrote above, It seems you your qualification should be OND (Please correct me if am wrong), an OND graduate in the Banking system are recruited as “Staff Trainee” popularly called ST, to apply you can contact the Banks human resource via their email at :careers@diamondbank.com for more information or even better, apply directly by emailing your CV and Application letter to them once and for all.

    In addition, you can apply for any Nigerian bank by submiting your CV online on the career portion of the Banks website, submit hardcopy to the bank’s Human resource. Unit or visit the nearest branch of the bank for more information.

  • Thanks very much for this outstanding safety tips – truly education is power. Keep it up – i need more of this.

  • Am Bankole sakirat fm Nigeria an Airforce personnel who is intrested in ur programmes who has secondary school leaving certificate or no plan 4 school leaving only 4 master

  • To apply for the M.Sc programme, you must have had your University degree.

  • Thanks for this article. I jst subscribe for the book news launch date. Pls inform me wen it’s launched – i desperately need a copy.

  • He is very stupid, who cares about he dying or not, they should have left him to jumb. Stupid man.

  • goodday. pls i like to know if diamond bank has started calling people for tests. thanx, i await ur reply

  • i will like to work with Diamond bank here in lagos and i wish i will be granted

    • Kindly apply via the bank’s website or email them your application and curriculumn vitae.

      Even better,you can visit the bank’s Human Resource department at their Headquater there in Lagos-to make full inquiry and probabaly submit your application.

  • please can a corper passing out by june allowed to take the test

  • sorry has the entrance exam taken place-? cheers

    • Hello Nnandi,
      We tried asking from interested applicants that applied. Amazingly,, non of them has heard anything about the examination so far. Kindly ask from the nearest branch of the bank, email the bank, or ask from your neighbours-that might possibly know.

  • Hi, I wrote the graduate trainee test on 21 march. 2012, I want to know if the result is out, and if it is how can I check mine, if it isn’t when and how will we be notified. Thanks

    • Ok,
      We didn’t know the examination has been held earlier. Anyway, thank for the information. We wish you all the best in the examination and other subsequent stages ahead.
      As usual with most organisation recruitment examination result, they ought to get back to you via email or phone depending on the outcome of your tests. Just pray and watch out for the best.
      All the best in your future endeavours.


  • Please i will like to find out if someone in the micro finance banking sector can fit into an experience hire. I have tried severally to apply directly for a job in your bank,but has failed to get one.
    I will be glad to get a chance to work with Diamond bank.

    • Hello Chucks,
      We would like to explicitely state that ediaro.com (is a member of Fladio International Nigeria Limited) with diversified interest in various sectors-please check our About Us at http://ediaro.com/index.php/about-us for full details. We are not Diamond Bank Plc, their subsidiary or in any way affiliated to them. We are just passionate about publishing and innovating dynamic products and services with the aim of helping the Nigerian, and global populace. Which is why we publish Diamond Bank recruitment vacancy on our website.

      That said, as regard your question, working experience is working experience, it only depends on your personal branding, networking and ability to prove your worth for any Bank etc. The sky is your limit, you can apply to any bank of your choice.and still get onboard without any experience at all.

  • This is a Very well written and inspiring story. Thank you for sharing.
    May Allah continue to be with us.

  • Thank you for those great tips. We appreciate.

  • Please what are the likely questions to be asked at a Bank interview.
    Also are there any provisions made in terms of job security at Diamond bank Plc?

    • Most banks likely questions are set on GMAT (General Method Aptitude Test) and Current affairs – I’ll advise you to get a copy of the GMAT Question and answer from the nearest bookstore and practise ahead.

      Interms of job security, organisation policy varies and flunctuates, hence we can’t speak for the Bank. But on the average your ability to work innovatively & smartly,deliver result and prayer really helps in most organisations.

  • Thanks so much for this very rare opportunity given to nigerian graduates. As for me, I’m still an undergraduate in unilorin medical school, presently a 500Level student. I would be glad to join the nigerian army, if given the opportunity, after my graduation from the college. I don’t know if I should apply now, and may be probably keep my form for me till when I finished, because it is my dream to be part of nigerian army. I would be expecting your favourable response soonest. Thanks so much !!!

    • Hello Kale,
      You would have to wait till your graduation before getting your form. Usually, Nigerian Army sells their form annually, so you dont need to buy to reserve it.

  • i wrote the test last month in Lagos and got a message that i passed the test and would be called shortly for and interview. Am still yet to get the message for the interview, i would like to know when to expect the message for interview?

  • sir,am a graduate of telecommunication and information technology and this field is not included,can i apply because being an army has been my dream since i was 10 tears old.

  • please sir, i did my medical test with Barnes hospital here in Lagos, but have not been sent any other sms on what next to do. Have you started training?

  • When will the online test been conducted.please all applicant should be put to the know

  • hello sir, thanks for d info pls im a graduate with hnd elect/elect upper credit, and i want to apply for this job but u know nigeria work is leg to leg what is going to be my faith because i dont have any body except god

  • Sir,I did the interview last saturday and I later got an sms that am successful,please when is the medicals likely to start and where are we to do it for those of us in ibadan,and I’ll also like to know how long it will take to do it.thanks

  • Pls Sir, with this Niger Delta Army Recruitement short cause i all obey to serve my country peace and unity, sir am under graduate sir, with o level .Is ur sincearly Ugochukwu .M. Orji from Arochukwu Abia state.

  • Please let we muslims recite 3 Suratul Ikhlas for him..

  • May his gentle soul rest in perfect peace.

  • May ALLAH grant him Aljana-fridaous.ameen

  • A great loss to nigerian football and to nigeria as a whole. Very sad that an icon in this country has gone too soon. May his gentle soul rest in perfect peace………. Suratul-ikhlas *3 !!!

  • my name is daniel,i hail from kogi state.please i have been looking for a job for long now and then i saw this site for vacancy in yourr company..though i did not study any course relating to oil&gas but i would appreciate it if i can be given an opportunity to work with your company..thanks..

  • A trained and experience teacher with the ability to inspire children and contributing positively to the begining of a child’s life time learning

  • hello! I want to know if the scholarship offer will be on till next year because i graduated last year and will serve my country for one year before furthering my studies. I studied project management technology in a Nigerian university.

  • I heard Diamond Bank have started recruiting again, i want to know how true is this information. If it is true, i want to want if i’ll be eligible as i’ll be finishing my Youth Service in October 2012. Thanks

  • good day sir, pls is it true that diamond bank has started recruiting again? pls i would like to know if the information is from a reliable source.


    • Hello Vivian,
      We’ve been trying to verify the genuity of this information from the bank, but so far, there’s no information regarding this from a reliable source. We’ll keep you updated the moment we have updates.

  • Please sir, I want to know when the next batch of candidates will be going to the training school in owerri.

  • Please,I want to know if you are still recruiting.

  • Kindly contact the bank’s nearest branch or email them at careers@diamondbank.com for further information.

  • I had printed the form but I don’t know the identification number to fill into the form, please kindly help me out

  • how can I get the ID number? Please help!!!

  • My objective is to make sure that the company move to normal standard to achieve a reasonable goal.

  • When submitting online, is the registration page provided, the same as the cover page?

  • God would safe us from this suicide bombers oo-what did they actually want sef?

  • Am a holder of Holder of HND in quantity surveing also Diploma in Estate management. I happy if diamond will give me an opportunity.

  • I was told that diamond bank is doing recuitment now, i want to know how true.

    • We’ve been hearing about that too for a while. Infact we’ve been seeing diffrent email addresses (on social networks and blackberry) that people are told to send their CV’s too, but so far, we’ve not been able to confirm their genuity yet.

  • Hello Akinpelu,
    Kindly email the school directly at: internationalscholarships@cardiff.ac.uk .

  • Hello Joe,
    As advised by the organisers, kindly contact them directly via email for inquires at essay@goipeace.or.jp

  • ..thanks for the helpful info..more power !

  • I’M Fitsum from Ethiopia .please ,help me from where to get your university ID number.

  • Plzz Sir,I wld like to be informed when d recruitment rumours is been authenticated..Tanks

  • I wants to check this scholarship is still active

  • i would like to take this chance

  • I am looking forward to working with you.
    I have really found out more about shell, but wish to see and percieve them.

  • i got a great idea

  • Tank you very Much. This is a very good website

  • am amanager of agrowing construction in athird world country with hopes of making it more vibrant everty the other day any assistance offered is highly welcom

  • We do hope it is not one of the hide & seek employments,advertisements made only to fulfilled all righteousness while actual employments have earlier on being concluded on man know man.Other wise y’ve we not heard any thing long after the adverts & applications’ve been submitted by suitably qualified applicants.


  • Sir, i am a masters degree holder in Pub. Adm. and on G L12 in d public service of d Delta State House of Assembly. I plead with u people 2 make provision for experienced nigerians of 50yrs with not less than 10yrs post graduate experience in d public service. I’m highly intersted. D rigour is not d problem. Most people of such age are still agile and sportlike. Tanx.

  • I am a young boy of 20years who have tried so many intake but i have not succeded. I need help this 68th intake please i am good to go sir

  • it is my desire to put my ideas that produce positive result in this great generational bank in order to become the number one leading bank in Nigeria. my greeting to the management and staffs of DIAMOND BANK PLC.

  • I am so impressed at the speed of response people get when questions are been asked or inquiries are made.I must really commend you Administrator.keep it up.

  • Pls sir, I want 2 knw if they have start selling of nigerian army form for 68regular intake 2012

  • Please I will like to know when you will be having the next recruitment and qualifications.Thank you.

  • Sir, i am having problems printing my already submitted form, please, someone help me out on what to do. thanks

  • Do ur organisation take experienced staffs?

  • Pls sir,when is Diamond bank plc going to start another recuitment?

  • pls i whant to know if the 68RRI form is out.for nigeria army.

  • Please i’d like to know if diamond bank is conducting an interview on sunday 1st of july in which gate crashing is allowed.

  • why is the 68 regular intake recruitment form taking this long to be on sale pls tell when the form will be on sale

  • i wish to know the exact date for the commencement of the 68th regular intake, into the Nigerian Army, t’is always good to know

  • God help me this intake because i want to joint this 68 intake of nigeria army.

  • Am glad to hear that Chevron advertises to job seekers but disappointed to see that the opportunity has passed due to time.keep me in touch if I meet your requirement with M.Sc in Economics. Thanks.

  • O God help me i nee dis job

  • am having problem printing already submitted form please someone hekp me

  • God pls help me out i need this job.

  • Pls sir when is the date of the 68th in take?

  • Plss I just got an info that diamond bank is recruiting but couldn’t get anything online. How. True is this!

  • Pls sir, I wish to know if its that Diamond bank just finished conducting interviews and when the bank will be recruiting again.

  • Pls am a student of Abia State Polytechnic studying Banking and Finance,OND,I want 2 knw if this current recruitment is real and how can we apply.

  • thou i have register and fill the form but am not getting something right,they said we should check the website for list of successful candidate without writting exams,hw is that possible?pls educate me a bit.

  • When is ng army 68th regular screening is comin on

  • Please note that this recruitment advert has elapsed since 27th January 2012. Kindly wait till ending this year/Next year for next batch of recruitment.

  • Pls/pls, what time for screning date/venue 68rri sir/ma.

  • pls, i’m a student of federal polytechnic ilaro, i studied banking and finance. i just concluded my ordinary national diploma. i want to know if there is recruitment for IT student

  • Pls sir when is d date for the nigeria army recrultment service 68th regular intake for non-trademen/women comeing up

  • When is the recruitment execise taking place,pls get me aware of it.

  • Y would d federal gov’t be conterplating on the number of able youth to recruit,less see d condition of d country and think 2twist

  • how can i check my center?i have already registered and the exercise is 3 days away.Pls i need your help.

  • sir,i dnt want this intake to waste many soul because of ramadan fast,many candidate are taking that fast and if a parent loss his or her children they wil be shouting the name of the condinator of this intake,pls sir i want u to bear with my advice so that we would’nt loss any soul for this intake.Thanks yours sincerely,God bless nigeria.

  • Gudafternoon sir or ma,pls sir or ma,am confuse,i don’t know d actual date for the 68thrri,d date i knw is july 26 to august 6,bt i was told dat they have proponed it,i don’t know if it is true or a rumour n pls help me with d new date,may God bless u abundantly…amen.

  • I was opportune to work in the EGP3 construction under HHI in the department of mechanical engineering as a GTG specialist to work as a rotative or static specialist. I assisted in it cuppling of gas turbine parts, it parts and it dotes along side with its (turbine) vendor. I work as a work responsible person (WRP), after which i assist in the installation of air daner compressor then proceed to install SALES GAS COMPRESSOR TRAIN”D” i later went to install compressor and recompressor expander with a crew even the fire hydrant pump close to the old flare line. More so i supervise the installation of the wind pannel installation in the new flare house All this i did with my crew as a millwrite under mechanical department we were still called GTG Specailist. These and many other job i did with my crew then. Also we did job like balancing mechineries and pooring growting cement. After all these I was later move to instrumentation due to shortage of job in mechanical. I and my crew did installation of PIT,TIT,FIT, CCTV CAMERA IN FLARE HOUSE, INSTALLATION OFFLARE IGNITING ELEMENT ON THE FLARE PIPE LINE TO THE BURNER. Instaling of stancion for instruments, all this and many more i did even runing continuty test,mega testing terminating lines on instrument valves. All this i am saying is not to feel proude but that i need a job in your company it could be in any of your Rig,jack up barge or service boat. If not in this area i have truly and immercely contributed my qourter. I am still very young and strong and smart. Though some time while working we were ask to summite our CV’S that they CHEVRON or HHI Will retain us it was to no aveiled. Please, i am experence and is wasting away i need employment in EGTL OR EGP3 I HAVE OND MECHANICAL/PRODUCTION. I love to continure and build my career. Its just that i dont fall in place in ur publications. Help somebody. Thanks.

  • I want 2 become nigerian army not just 2b cruelty but 2protect d lives and property of my people against any external attackers,2die 4my country during d hard time and 2punish those wu go against d law of dis great nation.

  • I have in my mind 2apply 4dis 68thRRI but i was fail down due 2d late arrival of my result dats wat make me not 2apply again.so iam nw looking 4ward 4d 69thRRI which i know it i will insha allah make it.iam 4rm kwara state ilorin west local gov’t iam 19th years of age i passed out in d year 2010@Gov’t college bida Niger state in d year .Sir,Ma and d entire great men and women of d nigerian army 2pleased stand by me in order 2gain admission into d depot nigerian army.iam nw swearing wit an oath dat i will never betray and b of disgrace 2d entire armies.iam gud 2go sir pls contact dis number if d 69thRRI form is out 08176562348

  • Thank our Government is doing something diffrently to help us. I just hope they do this one write

  • i love it, i nee it

  • I am 25 years old,and i have nce certificate,pls can i apply for nigerian army.

  • Pls sir, I want to know the different between the tradesmen and women and non-tradesmen and women.

  • Employment of any level

  • Help the youth in this country, it is abnormal a dream one have for over 12years ago is still battling on it on several occassion. Those that have tried recruitment 3 or 4 times will knw what am saying.

  • i think this idea is very good if the ‘nigerian powerfuls’ would not hi- jack it for their personal business and profit making purposes.

  • Pls show me the list of succesful candidate of 68rri

  • please, i attended atitute test on 12 july at owerri and by the grace of God i passed the test and was invited for interview on 13 of the same month, but i have never heard any thing from you. Pls, is it still hope for me? I will be very greatful if there is.

  • Since my childhood i have nursed to serve nigeria as a soldier but i tried for many years
    yet no avail, Please advice me on what to do. or call me by my mobile number: 08126556930

  • pls when wil dy 69th recruitment from going to be out contact me on 08069713865 or email me on emyzchuks@gmail.com

  • u have 2 try hard

  • That means, Nigeria will breath again if this will be continously and properly done.

  • its gud,nice 1

  • Please, which e-mail do I send my CV and credentials to? Anticipating a quick response from your office soonest. Thanks.

  • My name is Olofinkinle Deji Simeon. I read Physics/Electronics and I graduated with second class upper division. I am highly interested in working with Chevron. I don’t have any body catering for my welfare and I have younger ones to cater for. Please, help me out.

  • pls which e-mail will i send my cv to

  • Iam presently working with BAT Nig ltd in engineering department. I had my first degree in mechanical engineering and masters degree in Water Resources & environmental engineering.The experience i had will enable me do the work of pollution control officer
    RF NO.EH/PCO.03.
    Iam a team player and can work with little or no supervision under any given condition.

  • Pls sir i which to be informed on this contacts. when the nigeria army will start the sells of there form for the 69regular intake. Pls sir. My n.o 08034179161. Thanks

    • Hello John,
      We can’t say exactly when the next Nigerian Army Regular Intake Recruitment will commence, but it should likely be almost the same time with the previous ones. But we’ll definitely publish it on ediaro.com – anytime they do. Always keep an eye on our website-for it any many more.

  • cant get the web to accept my cv

  • I am an eligible candidate with B.sc in Economics.I could not access the website to post my c.v please can you help send the right site where i can send my c.v?
    Thank you.

  • can political science students apply?

  • Plz.when is 69 RRC, Cuming up. . .plz. . Sm1 say d form wil be sold octmber.is it tru?

  • I need a job that i can applie with NECO result

  • am HND holder in electronics/telecommunication engineering and am intrestd in ds job ds is my numba 07068934044

  • Sir/Madam,
    firstly i have not put up my own site but i can put up and maintain a standard website and i can also train people on computer packages please do fix me in i am interested in the job though i read Geology as a B.sc holder. thanks

  • I Miss Vivian Uwakwe, humbly apply for the post of a programmer in your airline company.
    I am a graduate of IMO STATE UNIVERSITY, department of computer science. I graduated in the year 2010.
    I am good in programming and its associate. I believe that i will meet your vision if you give me the chance to showcase what i have.


  • Goodmorning sir,??????????? gloria by name pls sir.i we love to work wit diamond band sir pls ??????????? actually i?????n????? owerri.and i we like my centre to b owerri.pls how can i send my cv pls sir.pls S???????????? that i can join d next batch . plss sir.tanks.pls reply.

  • ??????????? sorry. [Diamond bank) not diamond band…..mistake pls sir hoping2 ?????.?????? your reply pls.thanks

  • I am very delighted to apply for this position. I have extensive knowledge and experience in the use of HTML, CSS, JQUERY, JAVASCRIPT, AJAX, PHP, MYSQL, WORDPRESS, and JOOMLA. I also use ADOBE DREAMWEAVER, FIREWORKS, and PHOTOSHOP.
    My works include:
    General Hospital Minna Website – http://www.generalhospitalminna.com
    Fred Thomas Website – http://www.fredthomasng.com
    Acken Website Directory – http://www.acken.org
    Tseti Mene Website – http://www.tsetimene.co.cc
    Standites Nigeria Website – http://www.standitesng.com

  • am a graduate of computer science,graduated in 2010, am skilled and also a fast learner at whatever am beign asked to do. i love teamwork and i will be delighted if you will accept me and give me the job even though i don’t have my own personal website now i know that with time i can do that.my cell no is 08037871603, thanks

  • I need a job i can apply with NECO result

  • i wil be glad if my reques is grand in this organisation may god help me

  • I am a graduate of University of Ado-ekiti now Ekiti State University which i studies Accounting with a Bsc am in need of a job badly. Thanks for your cooperation

  • Helo sir, ma, i am HND holder in insurance pls i need a jod for my skills not to waste because there are some people and companies that surpose to benefit from my skills. Please i am fit in any post thank you very much.

  • sir my name is olawuyi samson kayode i am HND holder in accountancy and i need job

  • i think i av wat it takes to be part of ur organisation thanks

  • Greetings,

    i am Godfrey Osita Moha, a natural goal getter with a great desire in achieving result.
    i saw your advert and immediately was attracted to the job.
    i did be very pleased if, your organization would wish grow higher via my services.


    Godfrey Moha

  • I am a student of federal polytechnic nekede in the dept of busi admin & mgt(OND),i wrote diamond bank apt test last 2mnths nd passed,snce then i’ve nt been called for interview,pls sir am jst confused,when will the call me?

  • I neither have my own website nor hosted any, but am good at using ASP.NET MVC framework and SilverLight for website development and designing RIAs respectively, using C#. Am a batch A corps member serving in Benue (ICT department of the Mobilization Unit – NYSC Secretariat, Makurdi). Please am interested in the this job advert for the Benue branch.

  • Elevators get stuck between the basement & the ground floor.

  • To work in an organization and make my impact felt positively, by applying my knowledge, and skills to attain the highest level, as well help realize organization goal.

  • I wish to work in your organization in order to contribute effectively towards the best running, strategic and development so as to create good legacy while enjoying job satisfaction.

  • I wish to work in an organization that allow teamwork and individual work to function by way of contributing effectively towards the best running, strategic planning of the company and in order to create positive development while enjoying job satisfaction.

  • Pls sir am a son to retire army man Almond from Nung Ukana Ibesikpo Asutan LGA,l have here with me diploma in computer science from IMFI and some knowlege in pastry work such as snacks production,i apply for 65 regular intake and i was drop out because of inadequate trade certificate,so i really need the 69 regular recruite intake to help me protects the interest and life of good citizen’s of great country nigeria,may God help me,sir pls let me know when the form is out for sale,this is my phone no.08120541023 in monty suites uyo.

  • Hello sir, I have all the skill in website development / programming.PHP mysql is my area of calling and also in graphic design. Pls contact me. Thanks

  • Thought provoking write up. I will forward this to friends, relatives and younger generation in Nigeria.

  • I want this job.

  • I wish to work in this organisation in order to maximize my potentials and harness my experience for possible possitive input /output within the organisation and its environment as one body.

  • Please sir call this number when the 69 RRC is out 08162783854

  • pls,wat of those who graduated frm part-time program,can they aply?

  • are d part time graduates qualified to aply?

    • Normally, your certificate would not specify if you are part time or full time, hence, its more about what you graduate with and your ability to prove you are the best for the job. Most importantly Pray.

  • Are you supposed 2 get any acknowledgement 4 receipt of application by them,after submission?

  • Good day. right from the first very day you open this your site, I have been trying but find it difficult to submit my application, I don’t no if there is effort you are making towards those were on-able to submit their application.



  • I will like to apply for the post of Website Developer/Programmer that appears on the http://www.jobberman.com.
    I obtained Higher National Diploma in Computer Science, and for the past three years I have been working as a Software Engineering Specialist at Sichersoft Limited Akure in Ondo State, where I have developed ability to work with others as a team to achieve the organisation’s goal. Though I have greatly enjoyed this roleand have always been impressed by the quality of service I have received, Iam enthusiastic and professional, and I believe I would fit well into the organisation’s team culture and contribute to the ongoing success of your organization. I am entirely at your disposition and looking forward to receive an invitation for interview at
    your earliest convenience.

  • Am good at debugging and raw coding. i can use HTML, CSS, JavaScript, PHP and MySQL to design and develop web application. I believe am fit for the job. I Am a good team player. I WILL USEFUL TO YOUR COMPETITORS

  • Nice work I must commend,will like to join the team

  • Hello there;
    I am interested to be one of UN employee, been looking a job in IT field. I am an Arabic decent hope I can find a job in middle east or both of Africa

  • Yes! I have been submitted.no refrence acknwgdmt. Am Waiting 4 fair shortlisted list please NNPC. I need dis job.

  • am an IT student of federalpolynekede owerri. I wnt 2 no if diamond bank still tak IT student 4 1yr startin 4rm sept/oct. 2012.

  • i’m a student of federal polytechnic nekede owerri.4rm the department of cooperative economics and mgt.i want to do my one year IT In dimond bank but they have not conduct their test in my school so i want to know when they are coming please.

  • Pls i want to know how i can obtain form for Diamond Bank 2013 1 year industrial training.

  • I am looking forward to apply for 2013 Master in clinical psychology from any reputable university in the USA,having successfully completed my bachelor in psychology with second class upper from the university of Lagos in 2010.

  • Gudmrning, i graduated from Osisatech polytechnic Enugu with HND in Business Administration/Management, i will like to work in Diamond Bank, please can i submit my CV now for the recruitment execies.


  • Pls. Is it late to apply now?

  • Great post, helpful points! I am particularly agreed with your advice: “Write naturally. Avoid a forced attempt to impress the judges with flowery, flamboyant use of language. Simplicity is a key virtue in writing.”
    I believe that if crafted pieces would achieve not just their literary motive but also their emotional and psychological effect on the readers, they must be an outpour of heartfelt expressions. They must be an assemblage of original and unique words coming directly from the writer’s heart of hearts, not a meticulously gathered conglomeration of words and sentences lacking any and every passion.
    The rule is simple: if you write to impress, it will always be bad, but if you write to express, your writing will be impressive.
    Writing to impress stifles creativity. That’s what I call ‘fakism’ in my piece, How To Sidestep ‘Fakism’ in Your Writing./
    I humbly recommend the piece for all students.

  • Hello, I was invited for a test in Diamond Bank and I want to know the format of their apptitude trst questions in order to aid ? study. Your help will be kindly appreciated, thanks.

  • I will welcome any opportunity to work wth diamond bank anywhere in lagos

  • I want to work wit diamond bank and live in abuja.

  • this is really a great opportunity for me to proove my efficiencies to this organisation

  • plz i wnat to ask if they are recruiting for ND ?anybody that has the idea shoiuld contact me on sisqo4os@yahoo.com

  • I am highly deehgitld about the way things have been clarified in the texts. Please, there is this favour that I would like to ask from you especially the foundations involved in helping the poor. There is this association of poor street women, parents for that matter who are looking for just small amounts of money to start businesses in order to better their lives and get something to cater for their children.This association is found in Ghana and it was formed by the director of the light outreach foundation, Ghana office.The office had so far helped 50 of these 150 women to establish their own businesses.However, the office has run out of money and is therefore pleading with donor agencies and supportive institutions to help fund these women to get businesses of their own so as to get enough to feed themselves and their children who are the leaders of tomorrow.Thank you very much for deciding to help.

  • Pls i want to work in diamond bank for my industrial training.Am a student of federal poly oko,from the department of business administration and management.thanks.

  • How many days remain for 68th ragular intake passing out will be commence.

  • May god blessed and protect our nigerian army.

  • Pis i want to work in diamond bank for my industrial training.I’m student federal polytechnic nekede owerri,from department of science laboratory technology

  • please am Emmanuel from federal polytechnic oko i want to know when the entrance exam will be taken in my school thannks

  • I wish to work with diamond bank.Am a student of fed poly oko.please,i will be glad if time and date of the test in Oko,anambra state, is known to me and other students who are interested,Thanks

  • Its really interesting as i read tru d page of ur publicatn. I was ful of joy cos av really been searching fo place of intern. Sir pls hw can i aply. Am a graduat of science laboratory technology, university of jos. An associate and licence member of nigerian institude of science laboratory technology (NISLT). Wil b hoping to here frm u tru my email. Thanks and God bless. Kenneth.

  • Good day, Am Maureen from Zambia a high school teacher and really keen to study a Msc in Environmental and Energy Management which starts september 2013.I have a bachelor’s in environmental science and would really want to apply for a scholarship hoping that i will be admitted to my desired programme at your highly esteemed institution.The problem is that i can’t find the page that gives me the application form to be admitted.Please help


  • I really want all Allied med.to suppports this distinqui honourable, Mr Etim John Puh unical

  • Pls am an ND holder i finish my Industrial traning for GTbank pls i need a bank job 2 develop my career s there any vacancy plsss

  • How do I apply for this kind of scholarship?

  • Gr8 list. Which of this payment processor is the cheapest to setup and use, that would process payment for me and remit my money straight to my bank account in Nigeria the same day?

    • We recommend UBA UCollect. It’s free to deploy the UCollect. After every daily transactions, the money would be remitted to your UBA Corporate Bank account after 24 hours.

      • How do i integrate Ucollect. Thank you

      • I am sending this message from Europe to expose these companies and let everyone know that they are passing bad names to Nigerian online payment companies to all European people.
        I want to let the world know that SimplePay and CashEnvoy are 419 scam and they don’t pay the company or foundation that work with them and they scam foundations and keep all the donations and that is how they work.
        They block the clients account for them not to get access to the money and by this they keep the money. When you call them they will not answer your call and will not make the payment to the owners. Therefore, the money is still with them and it is never returned to the owner nor is it released for the client to use the money. If you are lucky to contact them all they do is lie and make up stories that they have contacted the people to claim the money at their bank, which is another lie and I have proof of all of this with emails and lies and more lies that thay have made up to try to FRAUD people by any means.
        Furthermore, the address that SimplePay put on the website is not the address in Lagos. They are practically contactless and I want to let the world know about these two companies.
        I am going to put them and their irregularities in newspapers and CNN.

    • pls, i need U-Collect so urgent i have a project to work on. contact me here: 08037084075

  • Dear Sir, am Olugbenga Akinlolu Moses, am from Ibadan, Oyo State. I have been into Computer/IT since year 2002, am an SSCE holder. I saw the vacancies posted in your site and I have interest in No 52. NIMC052 Officer, Authentication Services (INFO. TECH. & IDENTITY MANAGEMENT) I can work perfectly without supervision in this department, I have tried to apply online but to no avail. Please if there is any way you can help me to secure this position, I promise you will enjoy my service, I will abide by the organization rules and regulations. Thanks for your anticipation Cooperation.

    Yours faithfully,

    Olugbenga Akinlolu Moses
    Email: elizasly@yahoo.com
    Phone: 08060706739

  • Hi my bb download speed is extremly slow. Takes two hours to download a 5minute clip. Please help! Vodaco service provide ay be the problem.

  • Am a mechanical engineering student of federal polytechnic nekede, owerri in imo state. I want to be employ in your reputable company as one of the worker

  • yes sir,i am a dynamic detail_oriented young lady,i am an NCE holder and i have interest in working in your bank.Pls help me out

  • Tnx for the list. Which are the cheapest and easiest to setup.

    • The setting up, cost and integration process varies. For example, UBA UCollect, Simplepay, Cashenvoy are free.

      Hence, to decide which one to use is determined by the existing development platform, shopping cart and availability of integration plugin or document. Please check those factors before selecting the payment gateway website.

      We recently signed an MOU with UBA to develop simple, free ecommerce website for customers and integrate UBA UCollect free. This comes with our usual professional support service,user manual and knowledge base for all customers, hence you wouldn’t need to worry about the coding, cart and others – interestingly it’s FREE. You can contact us at info@ediaro.com, visit http://webcentre.ediaro.com to setup your website or inquire further information .

      • As for the UBA platform, “The platform support International VISA and MasterCard for selected industries.
        Please how do you mean selected industries?

        • Hello Manuels,
          UBA UCollect supports virtually all websites that transact in morally standard businesses and services. But some sites that are not supported are websites dealing in pornography, gambling, illegal firearms etc.

          • Pls Admin, am an android application developer, i want to integrate payment gateway in one of the apps am currently developing, can i use UBA UCollect and what are the procedures or is there a better alternative than it?

          • Dear Muhammad, thank you for your feedack. The bank will give you their API to use in integration UCollect. Meanwhile, there are many options of gateway, please check our recent annual reviews for more information.

      • How much is UBA service charge per transaction

  • Hellow sir,

    I have been online for sometime now and I want to create a site that can generate daily income being linked to my bank.

    How do I go about that?

    Sir, your assistance is highly needed urgently and appreciated.


  • Sir,
    I will like the site to be vaible in accepting any means of payment globally.

    The site should be able flexible with all social medias online.

    The site should drive traffic and strictly for multipurpose businesses.


  • Sir,
    I will like the site to be vaible in accepting any means of payment globally.

    The site should be flexible with all social medias online.

    The site should drive traffic and strictly for multipurpose businesses.


  • God bless you for giving me these tips

  • I sincerely want to commend the effort you put into answering every enquiry personally and for the sincerity about non- affiliation to DB Plc. God bless the work of your hands

  • Hi

    wHat fee does UBA charge per transaction for their U-Collect? Please advice

  • pls. i enjoy the topic on fish production. may u thro more light on the method of d wood pond construction.how it is framed and nailed.
    God bless you.

  • Please which of this payment processors can accept international cards, and is it all of them that you have to own a current account before you can operate?

    • UBA UCollect and simplepay are confirmed to accept local and international cards.

      You can integrate simplepay to a website without having a current account.

  • Pls sir i like to work with diamondbank.i am a graduate of accounting

  • hi please i would like to know can i use the Ucollect or any other of your platform to pay for the facebook ad which i have to set up and its quite urgent. thanks and kindly let me know the best channel to use and also the set up cost. thanks and well done for your comprehensive list. am quite familiar with almost all of them, but then using them for international transaction and the likes of facebook payment is quite a headache. pls kindly advice.

    • Hello Phillip,
      You can integrate virtually all of them to facebook to accept local and international payments. But you’ll need the app developed or download it.
      You can contact your website developer (or ediaro Webcentre Team info@ediaro.com) for support and integration.

  • I really appreciate you.
    Your article broadings my knowledge on how to go about fish business. The type of pond you talking about is the concrate/wood type. What about the natural type?

  • Nice post! Thanks for sharing your experience with payment methods!

  • Hi,

    I use bigcommerce and they do not have any Nigerian Payment gateways integrated in their software. How can i have any of the above payment gateways integrated in my bigcommerce cart?

  • More Grease to your Elbow. Wishing you Success in all endeavours. CHEERS!!!.

  • How does application goes.

  • Do access bank also have any payment gateway like that of Gtpay, Globalpay and Ucollect

  • Hello
    I found your article about the various online payment systems in Nigeria and i want to commend your company for the nice research you have carried out. And i am interested in UBA UCollect.

    Please i will like you to tell me the procedures of integrating this online payment system into a website build with Content Management System like WordPress. And how E-Commerce pages can be generated with this payment system.

    Are there some particular wordpress themes or pluginns that supports Nigerian payment system? Considering the fact that so many E-Commerce plugins supports only Paypal and Other Credit cards without Nigerians included.

    Do they generate their own E-Commerce pages like Shopping Cart and products pages as provided by some wordpress E-Commerce themes/plugins.

    Please i want to clarify myself about how they operate.

    • Hello Edikan,

      You can integrate UBA UCollect to wordpress and some other Content management systems – all you have to do is develop and integrate plugin that would post the transactions to the UBA UCollect payment gateway. Your website developer should be able to review and advice you on if it would conflict with the Themes or plugins you have installed on your wordpress.

      You have multiple options, some would cost you nothing, some little money and some would cost you greatly – depending on your products, services, hosting company and expertise of your website developer.

    • glad to be here,love your reviews on online payment processors great deal, firstly, i would like to make enquiries regarding opening paypal or payza account from Nigeria and successfully operate it without problems receiving payments from abroad safelyand the costs attached .
      Lastly,Happy New Year!


      • Hello Sam,
        Unfortunately you cannot receive payment in Nigeria with Paypal; you can only send money.

        Meanwhile, you can setup a merchant account on payza http://www.payza.com to start receiving payment online.

  • That contribution of yours is quite interesting and educating. Pls keep the flag flying.

  • May Allah spare our life’s till that time n beyond,Olohun a seyin ni ore ara yin dale,amin. Congratulations n welcome to the club.

  • Olorun a mu ojo ro. Ama ri adun to po nibe. Eku ipalemo.

  • congratulations.wish all the best.may Allah blessings be fill in the union.

  • Congrats Bro! May Allah put Barka in your union. Olohun amojo ro

  • Congratulations,barakallahufhi

  • Idiaro na wafor u ooooh dis is nyz mek we c

  • Nice list out there. Am interested in the uba payment gateway. Am working with drupal 7. How much will collect for developing the uba plugin for my site.

    • We can integrate payment gateway to Drupal 7, but we have to know more details about this project, kindly reply to the email sent to you.

  • Really want to know if you can integrate UBA UCollect to my ngo site for donation,I run a chariity home,and please let me know all I need, kind of account i need to set up and please I want to know if the donation will have limit.

  • Do you build any other website apart from ecommerce sites?

  • Hello Miko,
    You need to open a Corporate account with UBA to be able to integrate UBA UCollect to your NGO website. In addition, the donation does not have any limit.

    As discussed on the Telephone, we’ll furnish you with the necessary forms and guide you thru the steps you need to setup your website’; you’ll start accepting donation online realtime in a short time.

    • Hi,
      I’m in Ghana and i have an NGO Website Created with WordPress.
      I have partners overseas who would want to donate to my Charity Organization through a gateway that accepts international credit/visa/master cards through my website. I have a UBA Ghana account already but its not cooperate account. how can i set up UBA Ucollect on my website considering that i’m operating from Ghana

      • Hello Obed,
        Please contact UBA Ghana to open an account and link activate it for international card acceptance.

        Afterwards, contact your developer to integrate the payment gateway to your website via the API to be supplied by UBA. Alternatively, you can engage our experienced programmers to handle it for you at a fee.

  • Hi,

    My need is actually for a platform with a more aesthetically pleasing interface. And of course, one with a good price. UBA’s Ucollect sounds good with it’s free integration option, only thing is I don’t have an account with them and the length of time it takes to open business accounts (I have 2 others now) is just a painful wait. I would like to have this integration done before the 2 week period it normally takes.

    I do have a GTBank account and enquired about using their payment platform but it cost N150,000 which my company cannot afford at the moment (and when the time comes that we can afford to pay that amount, I think we would rather put that money into other areas of the business than integration). Did I read clearly that you can have this integration fee waived? Please can I have some more info on this? And if possible, can you share any costs involved.


    • Hello Lola,
      We will integrate the UBA UCollect to your website free (depending on the site complexity though). You need to have a UBA Corporate account to use the UBA UCollect – because that’s where the money paid to you will be cleared into.

      We have sent you a more detailed email, please check and reply appropriately.

  • l Urgent reply will be appreciated pls. have an ecommerce web site,but am UK based, and l want people to be able to buy the goods in Nigeria and pay,l see that us recommened UBA UCollect in most of ur reaply, if l open the account wil the bank generate code for me to use for me like the paypal . thanks

    • Hello Joseph,
      We recommend UBA UCollect because of their Payment gateway local and international acceptability feature, FREE Deployment; and integration, easy process among others.

      Meanwhile, the payment gateway integration is different, please check your email for our response.

  • What about VoguePay? I’ve been using them for a while now and they are very good. I’m confuss becasue I didn’t see them in your list

  • Hello Admin,

    Where can i find U-Collect link/page on UBA website? I have surf UBA website, but i can’t anything like U-Collect. I only see U-Mobile, U-Direct and U-Pay.

    Please reply ASAP.

  • can UBA Ucollect be used for work-at home transactions? thanks

  • how much will it cost for your services to integrate our website with an online payment company. we have a corporate account with Ecobank and do not wish to open another acct but wish to have payments for our services lodged in our acct. pls send me a detailed report. thanks

  • Good-day Admin,

    Please, am working on a project that will need an online payment both locally (NIGERIA) and internationally.

    Please which of these payments would you suggest and their cost implications.

    • Hello,
      All the payment gateways above supports Nigerian Cards.

      Meanwhile, for international payment processing, we will suggest UBA Ucollect – they are the only one that has been confirmed to support local and international and it is free.

      Meanwhile, Zenith Global pay is also to support International cards, but you might have to reconfirm this if it’s now working properly for international cards. The cost implication is N250,000 (Two Hundred and Fifty Thousand Naira Only).

      Simplepay is also supposed to support International cards, because they are powered by Zenith Global Pay for international payment processing. The cost implication for this too is FREE.

  • I want to accept payment on my website from all over Africa. I will prefer the funds be remitted to my account in the US, to avoid the unstable currency rates of Naira.
    We don’t want to have to deal with the hassle of black market.

    Thank you

    • Hello Green,
      You have many choices to accept payment and get your money remitted to your Bank account. The choice you select depends on your budget, Business model, how fast you want to receive the fund paid in your Bank account, ability to meet up with their requirements, among other factors.

      Hence, please furnish us with more details to be able to give you suggestions.

      We await your response.

  • I am thinking of setting up a website that will have a link to Paypal but I was shocked to realize that Nigeria was ommitted from the list of countries that could use Paypal. From experience, Paypal seem most popular for internet payment and you can register for free. Is this applicable to many of this list? I have never come across any of these platforms. How can I integrate one into my website and which one do you recommend that will be free like Paypal

  • You did not include STanbic IBTC CIPG (Consolidated Internet Payment Gateway). it incorporates all payment processors for all mastercard, visa card, etranzact and verve transactions .

    cards accepted are both local and international.

    You may contact them for more info so you can update your website.

  • Thanks for the information, maybe they might meet up our 2014 list.

  • The natural type can also be used. But here we are talking of a micro-enterprise.The initial financial outlay for both concrete and natural pond types may frighten-off the prospective farmer. Thanks

  • I want to run a multi levels marketing company online which will warms that money is wired to my website users everyday. How do I go about wiring money to their account whenever they complete reffering targets?

    Note this wiring my be upto paying 100, 000 user at a go?

    Please enlighten me more.

    I really love this platform…..keep it up.

  • A rather timely post for me, however I’m looking for a gateway that will allow a website to automate crediting cash back to a user or account as well – does anyone know of any systems out there that can do that?

  • Great Post.

    1. Please which of this payment gateways can allow me have a custom designed payment page (UI).

    2. And in a case of an hotel website, where by a guest makes reservation for one of the hotel rooms for a specific date. Eventually if the guest couldn’t make it to the country to occupy the room, do any of this payment gateway, have support to make refund back to the guest card.

    • 1. UBA UCollect gives you the option to blend the colour code to suit your existing website interface.

      2. Most/All the payment gateways will allow you make refund back to the customer Debit/Credit card – it’s a Standard global practice.

  • Hello Admin, pls can i use the UBA card on Blogger? If Yes, pls mail me details and cost on getting it work for my blog to receive donations. Thanks.

  • I am looking to integrate the best payment gateway for my e-commerce website (not yet live). It will be able to accept both local and international credit/debit card: MasterCard, Visa, Verve and Interswitch. In the case of unsatisfactory report by a customer and will want to refund back to card the money was charged from.

    • Hello Raphael,
      Refund are normally made to the card used to place the order – it’s a global practice.

  • Thanks for the informative article.
    I would love to know if U Collect is the only gateway that accepts foreign payments.
    Any idea if Voguepay does same too?

  • I am looking forward to embed buy now button to my website but don’t know how to do it. Can you help me out to fix this? You can also teach me. I prefer using http://www.2checkout.com



  • Hello,
    Can i get more details about UBA UCollect, particularly on the cost to start up

  • Hi

    Well Done for this fantastic pieces of free information! If I had my way I would commend you for it. However, it would appear that you are promoting UBA’s platform much more that the others. We already have a business relationship with GTB, First Bank and FIDELITY.

    1. Does the GTB Platform work very well with WORDPRESS? If yes, what is the initial setup cost?

    2. Does First Bank or Fidelity have a platform? If yes, what are the cost implications and how would you rate them as an expert in the field?

    • Hello,
      We are not promoting UBA Platform, they are the one that fits the questions the customers were asking as at that time, watch out for our 2014 review to see who wins with evidence.

      1. GTBank GTPay platform support wordpress. The initial setup cost is N75,000 and integration cost varies depending on the developer, contact our web developers team at info@ediaro.com .

      2. Yes, First Bank and Fidelity Bank has payment gateways. Please Contact Them directly for more details.

  • hello Admin, thanks for putting up such a great write up.
    please i run a sport tipping websites, where sports tips are be offered to the betting public, but would love to integrate a payment gateway so as to start monetizing my paid membership categories of users.
    but then again upon checking the list and seeing your recommendation to replies, i found that you insist mostly on Uba Ucollect.
    but from what i noticed they don’t accept anything related to (gambling, firearms and other elicit businesses) please i would like to know if they would consider mine to be in any of those sections.
    as what i offer out there in the marketplace is a solution and not a problem.
    thanks for your time and expected reply.

  • Hi and thanks for a great list. I am looking to develop a Magento based ecommerce site selling in Nigeria and Ghana. I am starting my research on gateways. Which would you recommend that has the most comprehensive integration with Magento, accepting local and international cards, American Express and is able to process refunds directly from Magento. If needed could you do such an integration?



    • Hello Bob,
      Yes, we can do the integration for various payment processors. Which of payment processor are you considering using?

  • My dear I appreciate your ingenuity. I am an IT consultant developing solutions and all that. Recently I am critically looking at ways of encouraging on line transactions in Nigeria and I am writing a number of articles to that effect. Thank you for the job of showing me a list of online processing centers in Nigeria. I will progress from there. Like to join ?

  • I need help, I need a payment solution that people can use. Payment options like using your airtime to pay for services, Short codes aren’t as popular as they used to be, but I run a charity and I want a platform where people can donate instatly through their phones, through sms, or through a simple web payment solution. Which would you suggest as an easy and cost effective platform?

    • We have verified this and affirmed that Simplepay can offer this service.

      In addition, the Managing Director noted that they are working on adding particular merchants and items on their mobile app so people can pay for it. You can contact Simplepay at info@simplepay4u.com.

  • My New Books:

    How to Run a Secured Online Merchant Store

    Given to the high inscidence of fraud in our society and the rapid expansion of ecommerce in every part of the world, there is a need for merchants to have a Simple, Jargon Free Companion to educate them in understanding likely fraud they can experience in the business, know how to identify fraud patterns, and minimize or stop the likelihood of been a victim of such fraud – because this greatly affect the entire business financial and reputation anytime it happens.

    The book covers: Extra security measures to protect your online customers, How to screen online orders for fraud, Identifying Fraudulent Behaviour, Possible Risk Indicators, When Fraud Is Suspected, Avoiding Charge Backs among others.

    Order your copy of How to Run a Secured Online Merchant Store .


    Practical SEO Tips to Grow your Ecommerce Store

    Practical SEO Tips to Grow your Ecommerce Store contains simple step by step process an ecommerce site/merchant can take to increase their search engine ranking and ultimately increase sales online.

    If you already have a website and you are not making enough sales online or you are just about to launch your ecommerce website to sell online, the book is a good companion for you – it contains simple implementable user guide to assist you to succeed.

    The book contains topics ranging from: Hosting, Google Analytics, forming and maintaining SEO Strategies, Increasing Exposure With Social Media, Avoid Duplicate Content (Canonicalization), Google Webmaster Tools, Product Page & Content Optimization among others.

    Order Your copy online at Practical SEO Tips to Grow your Ecommerce Store

  • Thank U for the post. can U recommend for me the easiest and safer means to transfer money from Nigeria to an account in Estonia? Nigeria’s bank Charges to transfer money outside is quite high. Your insight will be most useful.

    • Hello,
      We Suggest you check different banks and compare the Bank Charges for transfers.

      Alternatively, request if the person you are paying can accept online payment with ATM Card (Visa and Mastercard) and pay them online with your Nigerian Issued, internationally acceptable cards.

  • is there any instant epayment site that accept visa card .i mean instant transaction

    • Yes, many of the payment processors accept Visa Cards, just that the day the fund will be settled to your Bank account varies from processor to processor. Averagely, it takes 24hours to settle funds to your Bank Account.

  • Thank you for your post. In the future a contractor in North America will be able to use a Mastercard ATM drawn on any bank in Nigeria, yes?

    • Hello,
      We don’t know if we get your question right.

      But many Nigerian Banks now support local and international cards, including China Union Pay. We don’t know if this answers our question.

  • Hello, thanks for the detailed info provided. You just saved me from opening too many tabs looking for info.
    Pls, can u help in providing each banks transaction fee. and which you would recommend.
    Thanks and God bless you.

    • Hello,
      We will provide the transaction charges in the upcoming 2014 edition of the payment processors review. Watch out for it – it will be more elaborate.

  • pls i dnt rilly knw de number of fish to buy cos my pound is large and wide.

  • Hello, pls can you integrate UCollect with Prestashop? I urgently need payment collection for my website.

    Also can u help in providing each banks transaction fee. and which you would recommend

  • Hello, pls can you integrate UCollect with Prestashop? I urgently need payment collection for my website.

  • Pls text me where I can see tarpaulin ponds to buy in onitsha and how much?

    • Kindly locate the nearest Chair/Tent Upholstery Store close to you to buy it or inquire about it in Onitsha.

  • I am surprise that VoguePay was excluded on your list. They seems to be the best in West Africa, I suggest that you do your search analytic to confirm. Even Level 39 in the U.K have acknowledge them. Great news for Nigerians and Africa.

    • Hello Mike,
      Thanks for your information, we are considering Voguepay in our ongoing review for Top 10 Online Payment Processing Platforms in Nigeria 2014

  • my grantitude to the great nigeria army, it will a happy moment if i am shortlisted for final list.

  • I want to run a paid hotspot service in Nigeria. Please, what are my best options in getting a cheap online/cardless payment options for customers at my portal

    Worgu Chisom

  • Hello Adbulazeez,

    You need to take a look at Remita solution.

    Check it out as it can do much more than most solutions on the market.

    Visit http://www.remita.net

    • Thanks for your recommendation Uchay, we are considering remita.net in our next review, we have officially contacted them and expecting their feedback.

  • This an exotic information. I ‘ve been searching for it, now i found it & satified. Lots of thanks to Abdulazeez Idiaro & many other contributors.

  • U guys are great.I need information on different banks intergration ,their prices and the best ones now.tanks

  • Official Launching of ediaro Payment Gateway
    ediaro Payment Gateway is an ideal solution for you to start your online payment processing business, this enables your customers accept payment for goods and services online using your Payment Processing Gateway… http://ediaro.com/index.php/website-development/2-uncategorised/58-ediaro-payment-gateway

  • Once we open a corporate account with UBA, can we begin to enjoy the benefit of integrating UBA UCollect into our website if we have a good web developer, without having to pay other fees?

    I am asking this question because, we already have a corporate account with GTBank, and now that we discover that Ucollect is viable for both local and international web-transaction, we are asking to know if we can begin the integration process after we have open a corporate account with UBA? Or are there other things to be done, and fees to be paid? Kindly let me know other processes outside having a corporate account with UBA?

    • You need to have a corporate account with the bank, have a website with a standard SSL installed on it. UBA doesn’t charge any other fee for UCollect.

  • Thanks for your inside. I m planning on building a website for my business
    * can your company do that for me
    * how much will it cost to build it with WordPress
    * how long will it take

  • How do I integrate firstbank payment platfor

  • Thanks for ur efforts at teaching us on how to raise Broilers chicken. I will appreciate it more, if the lecture can be inbox to ne in my email address.

  • hi admin
    I would like to ask if these mentioned payment processors do offer recurring monthly payment services for customers who have members who pay monthly subscriptions, and if they do which of them does it.
    how can I get a ecommerce site

    • Hello Emmanuel,
      Most of them don’t offer re-curring payments, we suggest you ask them directly – should incase they’ve made any update in recent time. Don’t hesitate to share the information with us if you get a feedback.

  • Pls i want to work in diamond bank for my one year industrial training.I’m student of Institute of Management and technology(IMT)Enugu. ,from Estate management dept .my Email addres is xristylove@yahoo.com

  • Hello

    Every one can any one tell me that company called Elot pay ( https://elotpay.com/ ) genuine or not

    Please reply soon


  • This is a great research work.

    But I think the operators of some of these mobile payment systems need to make their apps compatible with other phones with GPRS.

    Mobile payment apps shouldn’t just be for the users of smart phones.

    It is when this is done we can actually say user experience is met.

  • Please I want to integrate with paid membership pro on wordpress which of this can be easily used?

    • Hello Segun,
      All the payment Processor can be used for Membership pro, depending on the professionalism of your website developer

  • Hi, I run an sms website and also a web hosting channel , I am going into online store soon
    Please can furnish me with a preferable easy and effective payment solution
    I will need more help from you on wb development kindly contact me so I can explain further what I want

  • Hi there,

    I Hope you’re doing great.

    Ediaro.com platform in one word is “Awesome”. I have got to learn tons of things by reading the content being published here.

    Myself Celin Smith working as Web developer for Xicom Technologies Ltd. and do blogging as hobby. I just came across your informative blog “http://ediaro.com” through and seen that you are accepting guest author to write guest post for your blog. I am very much interested to contribute some valuable content for your blog. I’ll provide you related, informative & original content for your site and assure you that the article will not be published anywhere other than you website.

    To give you an idea of my writing, here are some of my published guest posts:





    If you have any topic suggestion in your mind then please let me know.

    Feel free to get in touch at any time though!

    Thank you,

    Celin Smith – Web Developer

  • Hi, We built a website but we have been having difficulty with the integration of payment gateway, can we get free integration for UBA U collect? I need a response on this ASAP.

  • to enable great computer literate in our nation

  • Please, can i use UBA collect to buy goods or invest outside Nigeria?

  • thank you for this write up…at list a come man will understand every..please i need a multipurpose businesses site..how do i go about it inbox me and the cost thanks!

    • Hello Tony,
      Thanks, we appreciate. We have forwarded our project intake form – fill and email it to us to enable us commence your website development.

      We await your response.

  • Looking for a payment processor that will do bank transfer to unbanked users, and bank users.
    also that will accept SMS payments at the lowest fee.
    and also to accept online payments(epayments)….in Nigeria/Ghana/ and strong in rest of africa.

    what would you recommend? Thanks!

  • Looking for a payment processor that will do bank transfer to unbanked users, and bank users. by that i mean , in/out transactions.

    • Interswich has a solution that can meet your custom need, you can contact them for more information.

      In addition, you can use a combination of internet banking, mobile money and transfer to ATM.

  • Thanks for your inside. I m planning
    on building a website for my
    business that accept both local and international cards.
    * can your company do that for me
    * how much will it cost to build it
    * how long will it take.

    • Dear Johnson,
      We can help you develop an ecommerce website to start accepting payments online just like many other customers, kindly check your email for ediaro Project intake form – fill and email it to us to get started.


  • where is voguepay? are these guys not reliable? How come they don’t make the list?

  • please am here on how to receive a payment from my website

    • That’s very simple. We have sent you an email on how we can commence it, please check your email and reply.

  • You are a patriotic citizen of this great country. I promise, will meet there at the top.

  • How can I integrate voguepay into my blog or wordpress? And how long it takes to do so?

  • can u able to give any info on elot pay. can u help me with an info , who is the best payment processes, for out side of Nigeria, like india or asia . i need a good payment processer , i am indian

    • Hello Puja,
      We don’t know much about elot pay, please make more inquiry about them.

      There are many options, but you can try the likes of 2checkout – because of their global outlook.

      Unfortunately, this review is targeted for Nigerians by Nigerians, other alternative payment processors will also be available for people in that region if you conduct more indept research.

  • I was not aware that UBA had their own payment gateway. This is good information

  • Hi,

    I observed that the GTPay is a good gateway. But, I observed that the gateway has payment issues, where customers are not able to make payments successfully. Also, it selects cards. Why and what would you suggest and how can you help me?

    • Hello Chris,
      Many issues can cause a payment gateway not to accept a card:
      1. Some Bank Cards might not be activated for online transactions,
      2. Card details might not be entered completely, e.g. GTBank Mastercard and some Banks write the last 4digits number on the Interswitch reflective logo which some customer don’t see.
      3. Some cards require Verfied by Visa – VISA CARDS, Mastercard Secure Code – MASTERCARD and Safetoken/Hardware/Soft Token – for INTERSWTICH cards, some customers don’t know about this.

      Among other issues.

      Hence, we suggest you put simple FAQ or likely issues customers can have on your website where customers can see it when making payment. You can even make it in form of a picture with arrows pointing to the likely issues – to make them more informed.

  • One elotpay.com is a scam, and till now they ran away with my huge $$$ and no response again from them what so ever. Well am planing on building 2 websites, one like elotpay.com, and integrate Gtbank gtpay on it and the other that will have ecommerce site with prestashop and still with gtpay. Kindly furnish me with the requirements per website starting from domain and host to integration. For now I have used both uba ucollect and gtpay on international visa and master and I can assure people that gtpay is 100% the best. Pls this is needed fast, so try to quote me early. So I know where to start. Take a look at that elotpay and all its features before replying. Thanks and waiting

  • Hello Egbede Gideon,
    We have contacted elotpay.com on your behalf, kindly furnish us with more detailed information about your elotpay account your allegation of fraud is about – for us to investigate and take necessary actions.

    Meanwhile, we have sent you an email on your new websites, reply appropriately.

    We await your response.

  • Well thanks for contacting them on my behalf, but I doubt you will get any response from them. Cos since 6wks now, the ran away, and switched off there phones. They don’t even reply mails again atall. I have $2200 in the account, and who knows what next?. What do you want me to furnish you with?

    • Hello Egbede,
      We have contacted them, but they have not replied till now, can you please send us evidence of transactions that transpired between you and them, anything you can lay your hand on can be useful – this will enable us take up the issue with relevant law enforcement agencies.

      We implore you to get an official Police report at the nearest Station to facilitate our processing.

  • Thanks for contacting them, but I doubt you will get any response from them. What info do you want from me.Thank you

  • Nice research and article you have here Mr. Idiaro, meanwhile i would want you to likewise check out REMITA; they offer electronic payment, collection, invoicing and payroll services – http://www.remita.net

    • Dear Sir/Ma,
      We reviewed REMITA, but they didn’t make it to the list because some important points we need to clarify with them are not in the details they forward to us. In addition, we called their customer service line several times, but they didn’t pick the phone. That’s why they didn’t make it to the list.

  • Thank you for your interest in ediaro.com annual Top 10 Online Payment Processing and aggregator platforms in Nigeria. Your support has made us the most authoritative platform for online payment processing in Nigeria today and we thank you for that.

    We are pleased to inform you that the “Top 10 Online Payment Processing Platforms in Nigeria 2014” has just been released. Check out NEW ranking of online Payment Processor/Aggregator topping the list in Nigeria. This is available online at: http://ediaro.com/wrd/top-10-online-payment-processing-platforms-in-nigeria-2014/

  • Good morning. Please it is possible to have a comprehensive list of E-pay providers in Nigeria? I tried to check on CBN site, but these coys are not there. Can you help? Greetings

  • Is there any mobile phone payment gateway in Nigeria to accept payment through phone recharge credit.pls advise thanks

  • which of these payment gateway will be good for online payment from American, Canada and UK customers. I owned a Technical Online Support company and since i have been using PAYPAL but i want to make use of nigerian payment gateway to get my interest transferred . Suggest me please the one to use for the Tech Support business ..

  • You have done a fantastic job here.
    At the recent 1st Nigeria Dot Com Awards, VoguePay was given the best payment processor in Nigeria by people’s vote while Interswitch was the best by panel selection.
    I think they both should be No 1 and No 2 respectively.
    Its a good thing to see VoguePay and SimplePay competing with the bank owned payment platforms.
    You have done a great job. Keep it up.

  • Good morning, I do like to know about 3D secured or OTP, most of all time I try to shop online with my Naira Debit Card, I always encounter problem doing that With OTP verification Code, before getting my OTP text message most of time I run out of time, my debit card was once blocked for that, is there a secured payment gateway that does not ask for one time password.
    Please advice.

    • Dear Oluwafemi, most of the Nigerian payment processors use 3d secured or OTP as a second level of security for your safety. In addition, selecting payment processors is the work of the merchant selling the product/service and not for you to choose. Hence, you need to know how to register and use the OTP.

      What is the Interswitch Safetoken Service?
      This is a system that generates a 6-8 digit One-Time-Password (OTP) whenever a transaction is initiated via the Interswitch Web Payment Platform.
      The customer’s card would have been previously linked to his phone number for him/her to utilize this service. At the point of initiating a transaction, the customer may receive an OTP via hardware/software devices, grid cards or SMS and then he is required to input this OTP on the web payment platform in order to complete the payment.

      The OTP is authorized by the Strong Authentication Server residing either at the switch or at the issuing bank and the transaction is completed as required.

      How can I register for the Safetoken service on the ATM?
      To register for the service, follow the prompt
      Go to the nearest ATM, and insert your ATM card
      Input your 4-digit PINand press Enter
      Select your bank account type eg Savingsor Current
      Select the ‘Quickteller’ option from the ATM menu screen
      Select ‘Pay Bills’ from the Quickteller menu list on the ATM screen
      Select ‘Others’ for the bill payment menu option list
      Enter ‘322222”as the Biller Code
      Enter your Phone Numberas the Customer Reference Number and select ‘Proceed’
      You will get a display “Do you want to make this payment?” Amount Due:N1
      DO NOT edit the amount to be paid
      Click on “Pay amount due”
      You will then get a confirmation page indicating the registration was successful

      What do I do when I do not get an SMS with an OTP after requesting for one?
      Send a mail to webpay@interswitchng.com for assistance in making sure you get your OTP or dial a short code *322*0# to proceed to getting an OTP.

      For more information, visit the interswitch Safetoken faq at: https://connect.interswitchng.com/faqs/safetoken-faq/

  • Honestly, I was happy when I got the news of the demise of Sani Abacha as I was in jss2 then.My reason for being happy was the way Abacha was black painted.But now I realized Abacha would av been one of d best leaders Nigeria eva had.Abacha protected his country from d first world exteding their influence on our raw materials & governance, bcos he knew first world were only showing us image of our future, they neva meant well.Unfortunately, we focus on internal factors of underdevelopment rather dan d external factor wch Abacha was protecting us from.Now we are still at it struggling for development.May Abacha soul rest in peace.I love u Abacha but Allah loves u more.

  • Ediaro,

    I really do not know if you understand what it means to review peoples products and services. I just pray your hands are not in this fraud called Argonpay.com

    I am taking my time to go after getting some vital information before hitting the nail at the head.

    I would advise you to delete “Argonpay.com” from here as your blog mislead me into entrusting my money with them and if after 48hours you do not get them off here, I will start a PROMISING BLOG to tell my tales about argonpay, you and blogging.

    • Hello Obasi,
      We only make an independent review of Payment Processors in Nigeria based on their accessment of service rendered, we don’t have any direct affiliation nor responsible for their actions or inactions in any way with you (except any company we clearly state). We advise you to make a sound business decision and profile/KYC as you will normally do with any other organisation you deal with.

      Meanwhile, we will be happy to interfere by relating with the payment processor to ascertain the cause of the problem and fixing it. If they are found wanting in any way, we will get your complains and document and it will form part of this year review, just like we did in the case of Simplepay Vs Realprofitmarkets in 2014 review.

      If all efforts prove abortive with resolving it amicably, we will assit you with relating with relevant security agencies locally or internationally to seek redress.

      To this end, What is the problem between you and argonpay? Send us your full transaction details and other relevant information to enable us contact them and investigate further. We await your response.

    • Now I 100% really agree with you, warning people stay away from ARGONPAY AND STANBIC IBTC. I will happily present myself in court if need be for it. Please stay Away from ARGONPAY, they are scam processors

  • Mr Obasi,

    Im Victor, head of operations for ArgonPay Nigeria.

    I was contacted to attend to your complaints and set it straight.

    I was notified of some paypal issues we were having, and particularly I was informed about your case as well by our operation manager in Kenya, Mr Daniel.

    I will confidently assure you that it shall be solved this week. We are also a dependant on some factors which we dont have autonomous control over.

    You can personally call me on +2347032046840.

    I will also implore you tender an apology to Mr Ediaro, who is working flawlessly everyday to enhance and give values to E-commerce in Nigeria.
    He is an independent body and not an accomplice to anything fraudulent or twisted.

    Thank you for your understanding and patience.

    I wish you a happy new month

  • I’m starting up a gambling website, and I need a platform for payment, I would like to know which payment platform supports this kind of business and is cheap to start and operate, thanks for you anticipated timely feedback.

    • We are sorry, we don’t know any of the Nigerian payment processor that currently support Gambling website.

  • Great job guys. Please is there an international payment solution for individuals like Paypal, Moneybookers (Skrills) that allows Nigerians to receive payments?

  • I hv a 5b mansion in vgc for sale @ 180m. the ppty has been in d matket for a while now and we need a buyer urgently. thanks

    • Can I get the address, pictures and the other necessary details. Or better fix a day for inspection

      • Hello Emmanuel,
        Kindly contact us with more details about the property you are interested in.



  • I don’t understand this:

    5.5% + 45¢ successful transaction.

    Does it mean transaction fee is 5.5% of product’s price + 45¢? If yes, the transaction fee is on the high side.

  • how can i integrate UBA U-collect to prestashop if i open the account with uba because am planing to bring up an e-commerce. thanks

  • I will need help how to setup payment gateway on my NGO, I will like to talk to you on phon

  • Do NOT, I repeat DO NOT try to have any business with argonpay. They and stanbic ibtc scammed me. At 1st a customer went to my site to purchase an item, on getting to checkout, and click on payment button,the customer was told ”transaction not detected”. Without knowing his card was been charged, after a few try and problem pesisted, argonpay now send me a mail that a customer was making repeated payments, that I should stop the customer which I did by contacting the customer, then he told me he never knew he was been charged and asked how much has already gone in, I told him $575. He then asked me to proceed with orders. Then I as well informed argonpay of the developement and they accepted that the transaction not detected was from them and said sorry in a mail they replied! This was not the 1st technical issue I had with them. They know. Ask them! Stanbic ibtc is a nonsense gateway, where ever you meet that gateway, don’t ever make a transaction with their gateway, the gateway is not good and properly set up to work at the level of gtpay etc. This is the worst gateway and remember experience is the best teacher. Ok, now after everything, argonpay asked for order invoice before they could release funds, I did this, and was expecting payment, now goods arrived from chinese online store where I ordered them for some price to sell for a profit, believe you me, till now, not even argonpay nor stanbic ibtc have been heard from. Money is still pending on argonpay Just like that, my capital is stocked up. They don’t care. Citing fraud, when they are the one that made the customers transaction look like fraud. How would a customer know he has ordered, when the only response he got wsa transaction not detected???? Now I leave everybody to judge. I strongly advice anybody interested on argonpay, or intending to use argonpay to think twice, stay away from ARGONPAY!!!!! Its a SCAM!!! I will give the link of my blog about argonpay with screenshots of correspondents once I finish setting it up.

    • Hello Gideon,
      We will investigate the issue and revert.

      Forward us the transaction details – to facilitate our investigation.

  • Hello Ediaro and all . I want to know if anyone else have used the services of ARGONPAY.COM.

    Apart from Mr Obasi who was obviously not happy with their service, is there anyone else who think their services is bad?

    I have searched online to see if I will find any review of their services but I found none except what I found on this post .

    Although a staff from ARGONPAY did respond to Mr. Obasi’s complaint but no one can tell if they did resolve the issue amicable or not.

    So If anyone have had a bad experience , please do post here or reach me via email. I like what ARGONPAY are offering ; lots of ways to accept payment online and they seem more suitable for the type of services that I am planning to offer on my site


  • Disclaimer,
    argonpay.com reviewed above has issues – as they have not yet resolved complain on fund settlement raised by their customers, all efforts to reach them has proven abortive.

    We advise that you trend softly when transacting business with them.


    ediaro.com Team

  • I am interested in finding a payment company that allows reoccurring billing. Is there one that works with Nigerian companies to allow reoccurring billing without the customer having to every month or when ever payment is due, manually pay?

    • Non at the moment.

      But you can consider using 2checkout, it’s a US Based company, but accepts reoccuring billing and support Nigerian Banks Visa and Mastercard.

  • Your ignorance of world politics deserves a standing ovation. Who told you he was protecting the country from western influences? Are you saying tis decision made him to kill activists at will during his reign or loot the treasury as if the commonwealth is for his clan alone? The world rejoiced at his death. A great deceiver and killer was not fit for the country. All indices for measuring social developments went down under him and you are still celebrating a despot like that! Better open your eyes and study more about leadership. I believe fledging democracies like ours need strong leaders. The military had the chance to make indelible mark on the country but they fluffed their chances, Abacha inclusive.

  • It will be best if Ediaro can removed Argonpay from this list. People see this blog as an authority blog . Don’t just leave a disclaimer on the comment section , take the site down from the list. That’s the honorable thing to do . DO NOT MISLEAD YOUR READERS PLEASE !

  • Dear Sir, i ve a partner in business which are about establishing a payment kiosk in Nigeria, and thy are asking me of payment service company, also can u tell me more on how to start up a payment kiosk in Nigeria?

    • Hello Sanusi,
      What did you mean by a payment kiosk, can you be more elaborate to enable us advise you properly. Or if professional advise is needed, hire our PPU Team as a consultant to give you a very comprehensive insight into Profitable Nigeria Payment Processing, email: info@ediaro.com or call 08095029999

  • Hello Admin,
    I want to intergrate payment solutions (that is, for donations) on my website. I am thinking of using SimplePay, GTBank, UConnect or InterSwitch. I am a bid knowledgeable in HTML and PHP.
    1. Please, can you advise me on how to go about it?
    2. It possible to intergrate more than one payment gateways on a website? If yes, do they follow different processes for each?
    Your advice will be much welcome. Thank you.

    • Hello Joe,
      You can integrate donation button for one or all the above stated payment gateways.
      1. The payment processors will send you an integration document and process flow for you to do the integration as you desire – depending on your programming language.
      2. Yes, it is possible to integrate more than one payment processor. The processes varies, but you can streamline them, depending on your technical programming know how.

  • lovely write up you did ur research well but i wan to ask which of this payment gateways supports a wordpress site conveniently

  • Lets say I want to receive payments for local cards only (Master card, Visa and Verve) using GTPay.Will I be required to pay the 75,000 NGN setup fee?

  • thanks a lot sir. am currently on a project.
    I want to know which of this payment gateway you would recommend for an ecommerce site developed in php. was actually considering paypal . but as you said on one of ur replies that u can’t receive money but can only send from Nigeria on PayPal. can you explain in details and if possible include ur mobile number so we can discus more on phone.
    thanks pls keep up the good work and God bless you.

  • Somtimes it is not hw good we are to ourselves that matters but the best our life can leave a footprint in the heart of men we left behind.

  • UBA Ucollect seems great to use but setting up may be a hassle. Ediaro, can you provide links to resources on how UBA can be successfully setup to make or receive payment on merchant’s website? Since UBA has failed to provide a robust integration guide, what they have is incomplete and inconclusive, especially setting up transaction status response. I have to use other means to have that setup.
    I think it will be good if they have a complete guide, or provide links to that effect.

    Please if you do, let us know or mail such to me.

    • We have forwarded your email to relevant stakeholder in UBA for possible review.

      Meanwhile, what kind of resource did you need? It is worth noting that the platforms you are integrating to varies, hence you will have variance in process flow.

      Following the MOU we signed with United Bank for Africa (UBA), ediaro.com team can help you with free integration if it’s a simple integration. But we charge a token for complex integrations, contact us via info@ediaro.com or 08095029999 with more details about your website you intend integrating and how to move forward.

      The return URL are set by the bank from their end, hence you will have to email them to set the Success URL, Pending URL and Failure URL from their back end. But we concur that they should have allowed customer to set it individually just like other payment processors and aggregators.

  • Good morning. Please I’d like you to look up http://www.gfedv.org and let me have the cost of developing a site with identical functionality via email. We are a young NGO addressing the issue of violence in secondary schools. Kindly note that ability to receive donations online is key. Thanks.

    • Hello Oluranti,
      Thank you for your interest in ediaro.com website design and development services.

      We have reviewed your sample website and sent you an email on how to proceed with the website development, please check and reply.

  • pls is it possible to integrate cashenvoy or simplepay on my blog?

    • Hello Uche,
      Yes, you can integrate Cashenvoy and Simplepay on your blog site.

      The integration process varies, depending on which platform of blog you are using and your programming knowledge. You can do it yourself of employ an developer (such as ediaro.com – info@ediaro.com or (+234) 080-9502-9999 to do it for you at a fee.

      We hope this answer your questions, don’t hesitate to get back to us if you need further clarification.

  • I’m happy to come across this site. I’ve been rearing fowls at subsistence level and haphazardly too. Now, I want to know more about their medication so that I might be able to get them young and at affordable prices. For any assistance, my mail is masqotfx@yahoo.com. Thanks

    • Dear Jola,
      Thank you for your interest in ediaro.com. No doubt, poultry business is a good business and starting well is the best.

      Please send us an email at info@ediaro.com, explainging what you want by email, an ediaro SME professional will contact you with with our SME support and training services and rates. We will provide you relevant training services and offer email and telephone support when necessary.

      For more information, call (+234) 080-9502-9999

  • Hi Ediaro,

    Great work!

    Does UCollect have API/Plugin for OpenCart (MijoShop)? Our store front uses MijoShop, which is built on OpenCart.

    • Thanks Daniel,
      UBA UCollect does not have an API/Plugin for Opencart, but we can help you do the custom integration, please check your email.

  • We have a website in whichin use the GTPay as our preferred merchant but the number of failed transaction notification we get each day is alarming. To this end we get fewer returning customers.
    Can I get a better and reliable merchant?

    Thank you

    • Hello Elias,
      Many factors can lead to your cancelled transaction, your checkout process, additional rates to the product price (e.g shipping, handling, tax) and others can be a factor that leads to shopping cart abandonment or cancelled transaction in some cases. Have you analysed your site for all this and others? We suggest you do a through analysis yourself or hire someone to do it for you before (such as: web your developer, seo expert or info@ediaro.com to do it for you) you make a conclusion.

      Anyway, there are many payment options you can choose from, we advise that you check our latest review of TOP 10 ONLINE PAYMENT PROCESSING PLATFORMS IN NIGERIA 2014 available online at http://ediaro.com/wrd/top-10-online-payment-processing-platforms-in-nigeria-2014/ , their cost implications, customer feedbacks, pros and cons among others.

      We await your response.

  • I’m oprating with master card in ecobank & first bank, now how will I use the ATM to collect money from, US, UK CANADA etc.

    • You can’t receive payment with your Mastercard – you need a payment processor to do this. We have sent you a form, fill and email it back to us.

  • I want further details on the web payment processor. I want to include it on my landing page.

  • This is a great website I must commend.. How can I start rearing birds please? Want to start with just 30k how can I go about it thanks..

  • Hi Ediaro,
    What can you say about etransact. Can you enlghten me a bit on them even thought they are not in your top 10. Thanks

  • Hey, Ediaro team,

    Thanks for this list. I’ve been looking at Elotpay recently. They look so promising, but I haven’t tried them out. They can accept and process payments from anywhere in the world. If you have a site, you can accept international Visa, Discovery and Master Card in U.S Dollar. According to them, it takes 3 days to clear the payment internationally, and then 2 days to remit it to your local bank account.

    Can you take a look at their site: elotpay (dot) com and tell me what you think…

    • Hello Godwin,
      We know about them. People have contacted us about elotpay collecting money on their behalf but not paying them nor responding to their emails. To this end, we cannot feature such a suspiciously fraudulent site (especially to Non-Nigerians having their money hanging) on our review until proven otherwise.

      This same issue is conversant with Argonpay and Simplepay that have been featured on our website in the past review; they are still holding on to customers money till date without refunding nor chargeback.

  • I have just reated on ecommerce website using WordPress woocommerce. I love the template I used…..but I want the site to carry a new feel…..pls I want to if u can help me redefine the site landing page.

    • Hello Kayode,
      We can help you define the landing page as requested. Speak to our webcentre team on (+234) 080-9502-9999 or email info@ediaro.com with more details about the website.

  • I am an infopreneur and i specialize on health, fitness and beauty. I have products (e-books) i want to sell on my website mainly to international clients. What help can you render to me on this issue. This has been a problem to me because i do not want to lose money to fraudulent payment processors.


    • Dear Sir/Ma,
      We have replied to your email, please check and reply.

      • I need help with the same thing.

        • Hello Celeste, Thank you for contacting us. Kindly advise on which of our service you are interested in. Do you have an existing website you want us to recommend and publish contents on, develop an ecommerce website for you or which aspect specifically, kindly contact via info@ediaro.com or 08095029999

  • Pls which one is better btw UBA Ucollet and GT getpay. And how can i collet any of them

  • I want to purchase the WP estore plugin and I’d like to know if any of these payment processors can be added to it. Thanks

  • In view of the high rate of us dollars and its impact on importer, Do you have any way that will help us bypass this higher exchange rate?

    Do you have any system that will help me withdraw my money overseas without loosing so much in exchange?


  • Hi. Thanks for this insightful article. I have a question. I have a website I want to use in selling my novels (ebooks) but I’m so confused which payment portal to use. I can’t open a corporate account in any bank in Nigeria. Lastly, is it possible to use one of the above payment portal and also have that of recharge card payment on the site. Thanks for your response

    • Dear Doris,
      You need a Corporate account to use virtually all Nigeria payment processors (except cashenvoy we know accept personal accounts).

      Meanwhile, we don’t know what you mean by recharge card payment, please explain.

  • Hi. Thanks for your response. I mean like how they do it on okadabooks. You pay with a recharge card pin instead of your debit card. I think they use etisalat network for that

    • Hello Doris,
      We have contacted etisalat on okadabooks etisalat recharge pin payment option.
      Unfortunately, etisalat replied that they are not aware of this service and even advise that we should not not enter our recharge PIN for any online transaction.
      So please take note

  • Okay. Thanks

  • We am pleased to inform you that we have just signed an Agreement with Stanbic IBTC Bank on their Bluepay online payment gateway.

    We can help you facilitate the entire process of Setup, integration to receiving payments online. The platform support Local and International Visa, Mastercard and Interswitch cards and also more affordable.

    For more information, call: 080-9502-9999 or email: info@ediaro.com.

  • Hello. Please I would like to use any legit online payment platform for selling my eBook on my blog but I have a saving
    with GT bank n I would also like to sell the eBook in USD currency.
    Please can this be possible?
    Can I use a saving account to operate VoguePay on my blog?
    Please it is urgent n I wait earnestly for your reply.

    • Dear Joseph,
      Unfortunately, you cannot use your GTBank savings account to accept USD payments on your website.
      You need to have a Corporate Account and a USD corporate account to receive Voguepay USD payment (Please note that USD signup process is slightly different from conventional Naira process).

  • Thanks for this information. It is what I really need now. You will forever increase in blessings. I don’t mind update via my email sir

    • Hello Esther,
      Thanks for your feedback, we advise your subscribe to our email newsletter for updates and many more investment opportunities.

      Also, our sister company http://www.investor.ng may be worth subscribing to also – dedicated to promoting investment and business development in Nigeria.

  • Gtbank gtpay charge money for setup and UBA U-collect is free

  • Hi, l could not get to the official web site even after using the link on the page. where should l click again?

  • I just observed that the last comment was made since 2013. But l heard that nimc are currently recruiting but the rumour is that you have to write personally and not through the website. How true is this?

  • Thanks from squilitePets

  • Hw can I get d books sir and hw much is it

  • I am samul Eragbai. Am an experience teacher in almost all arms in mathematics not minding the age. Teaching has been all through.

  • Nice to hear that ediaro.com can now help to facilitate the process of setting up and integration of using the StanbicIBTC Bank online payment gateway to receive payment on website.
    This is a good way for website owners to start taking payments online.

  • Great piece. But I would like to ask if there is any platfrom you know through airtime recharged pins values can be converted into cash. Say, if I have #20,000 on my MTN account balance on my phone is there any platfrom through which it can be converted to #20,000 in in cash in my hand either through the bank or ATM?

    • We are not aware of any platform like that in Nigeria. We advise you to contact your Phone Network provider(e.g MTN, Globalcom, etisalat, Airtel) to advise you if they have any service like that.

  • I truly love this scholarship,god bless america

  • I would be happy if am accepted,i like it.

  • Can you help me in integrating payza with wordpress easycart on my website?

  • Sir, i want to know if Diamond Bank Plc has started taking students for one year I.T because i would like to work with Diamond Bank plc and i do not know the procedures to take so to apply for the one year I.T. Am a student from Abia State Polytechnic and i studied Accountancy.

  • am running an online shop and i need advice of the payment processor to use in nigeria.
    and how to get sms billing in nigeria… example like 2go chat app that use sms code to pay for their serivce

    • Hello Bekemedor
      To use SMS Code to pay for service, there is need to relate with the mobile telephone operators such as MTN, Globalcom, etisalat, airtel among others to ask them how you can subscribe to that service.
      Afterwards, you will do the payment integration to your APP or website.

  • Hello Chimezirim,
    As earlier advised in the chat above, Kindly visit any branch of the Bank for more inquiries.

  • I am promoting a foreign company online and it agrees to pay through paypal, payza, cheque or money gram.
    Incidentally, I am a novice when it comes to online payment transactions. What is your gracious advice to me on how to access the money.
    Thanks and God bless you.

    • Dear Chukwudi,
      We advise you accept Moneygram transfer to your Nigeria Bank account (similar to receiving western union money transfer) or cheque

  • Hi, thx for the write up… just developed a hosting website and am the integratioin process with payza which i first got to know about from your website, but was considering adding another one so i came back to look up the list.. I noticed you talked so highly of UBA Ucollect, please looking at my website what exactly will be needed for the integration… Thank You

    • Hello,
      Using payza as your first payment option means we need to make a clarification, who your target audience Nigeria or International audience?

      If it’s local, you can still use UBA UCollect, but if it’s international, at the Moment we will recommend Stanbic IBTC Bluepay is your best option. We can fast track this process for you (info@ediaro.com or call <+234> 08095029999)- as we just signed a Strategic Agreement with the Bank, view details at: http://ediaro.com/wrd/fladio-sign-agreement-with-stanbic-ibtc-bank/

      • Thx for the reply, have heard people complain about lossing their money to stanbic ibtc…. am looking at the local audience for now…

        this are options am looking at … Payza, Voguepay, UBA Ucollect.. this were actually the three i was considering, from you experience which would be the best..


        • Considering the 3 options below, our reviews for 2013 and 2014 clearly reveal that UBA UCollect is still the most recommended among your highlighted options.

  • hi Mr ediaro and i am an elec. technician. I have an intellectual products in E book format (PDF) i want to sell on my website to local and international clients.i am so interested in upay,cashenvoy,voguepay and 2checkout.what will it cost to integrate all 4 platform to my webpage
    And secondly i will like to know if ediaro web development offers service for E book design cover.thanks

  • Please let me understand, to make any transactions a customer will have to view the UI of the payment gateways abi or can i provide my own UI such that at the click of a button the transaction is processed?…am new to this online payment thing, pardon me please.

    • Hello Chidiebere,
      Virtually all the payment gateways have a transaction log of transactions posted to it. Meanwhile, it’s advised that you have your transaction log on your site during the integration process.

  • nice payment gateway… i Think you should also segment them accoding to relevance and monetary value… some are free while other are expensive gateway

  • Thanks for the good, highly valuable information on your website.
    I’m presently developing some mobile apps. What are my options for receiving payment for mobile apps (android app on google play store)?

    • Hello Anthony,
      You can use virtually all the payment processors listed below for accepting payment on your mobile apps.

  • Thanks for this; it was helpful. Good job!

  • A full moon somehow triggers more positive ions into the air and a new moon negative.
    Page redirection post-payment : One of your clients has just made
    a purchase; it is the payment platform and will be redirected to a confirmation page on your site control.
    ‘The economy of technology gives an idea about stepping out
    from the conception that the real value is created by the advancement,’ Snyder adds, reported
    in Micron Associates.

  • This review helped me pick the SimplePay Payment Gateway and whilst I haven’t experienced any problems with them, my readers want a payment system where they can use rechrage cards to make payment. Something like what Okadabooks does.

    The problem is the whole OTP stress from Interswitch. Is there a payment gatway not uding Interswitch or demanding OTP, please? Or at least, a way to receive payment on my via via recharge cards?

    Thank you

    • Hello Theodora,
      We have contacted etisalat on okadabooks etisalat recharge pin payment option. Unfortunately, etisalat replied that they are not aware of this service and even advise that we should not not enter our recharge PIN for any online transaction. Unfortunately, we don’t know any payment gateway that accept recharge card for payments.

      Meanwhile, the OTP is an option meant to minimize fraud – more like an extra layer of security. If you don’t want to use the OTP, you can consider the alternative payment gateway not using Interswitch to process payments, which is – UBA UCollect.

  • Hello.
    I am looking forward to developing a directory/portal website where users can pay dues and other payments on the website. I have not done anything yet but I would like to know how I can approach the payment aspect of this website and how to properly integrate it into the site.
    Also Are there any things to ensure I do during development of the site so that payment can work well?

    many thanks.

    • Dear Iyke,
      Thank you for considering ediaro.com.
      We can help you with the entire process – which includes your website design, development and payment integration. certification to go-live stage.
      An email has been sent to you, please reply.

  • great!
    more success.
    thanks so mush for the great encouragement sir.
    am just a starter in this poultry (small scale) farming and I need your help ni sir.
    sir? can you help and give me vaccination and medication program for broiler?

  • I want to know more about SimplePay.. Their integration fee, withdrawal fee, types of credit and debit cards they accept? Pls email me. Thank you!!

  • How much does SimplePay charge for integration and withdrawal? Do they accept both Visa, Verve and Mastercard?

    • Dear Michael,
      Our integration fee for Simplepay & others depends on your filesystem and website codes – so we will need to review your website before we can advise you of our payment integration fee & timeframe for us to complete it. Please send us your website details to check and provide you adequate information.

      Simplepay Withdrawal Wire Transfer fee is N300.00 per transaction

      Simplepay charge 1.50% plus N10.00 per transaction processed with Nigerian banks Verve Card, Naira MasterCard. Meanwhile, Etranzact Card/Web and Visa (Vpay) card integration charge is 1.50% plus N0.00 per transaction.

  • This ranking looks cool but with some reservations:
    1. What is the parameter for the ranking?
    2. Most solution you placed at the bottom have less cons, so why at that level?
    3. Noticed you signed agreement with a new provider on the list and they got 2nd position (including the 3rd)….hmnnn?
    4. Even the 10th that just came on this year has less “Cons” and better benefits compare to those ahead….hmnnnn?

    Just my thought and it will be better you provide justification to give credibility to the work

    • Hello Seun,
      1. The parameters used for ranking can be deduced from the reviews and explanations, among which are ease of setup and use, support for international card acceptance, support, customer feedbacks amog others.

      2. Review is not just about combination of pros and cons, alot of things are checked simultaenously when reviewing.

      3. Stanbic Bluepay 2nd position arguably has everything to be where they are judging by what they offer and how. Please check the facts of what they offer objectively and compare to all other payment processors and aggregators on review.

      Meanwhile, you don’t seem to check Interswitch review history. For clarification, Interswitch Webpay was in 2nd position in 2013 review, slide 2 steps backward to 4th in 2014 review and move a step up to 3rd in this 2015 review, so what’s alarming in their current position?

      4. As for REMITA, as noted earlier, don’t be deluded by checking only the pros and cons. In addition to pros and cons, we check product features, customer service – by contacting them directly on several occassions, testing and making payment on their platform, access to relevant information, direct interaction with relevant stakeholders among others; those are part of what constitute their ranking (just like others). So, REMITA are ranked where they belong.

  • With all the cons presented on simplepay4u, I don’t expect them to make this list.

    • Hello Shola,
      The review were made based on the limited payment processors and aggregators available in Nigeria presently.

  • great value you guys are providing here @ the Ediaro team. well, i use this site called clickfunnels, and I’d like to know if a great payment processor can be integrated with that site. P.S im looking more at the international market. thanks

  • Online payment processors listed here, are they all classified under E-wallet?

    I want to open an ewallet account

  • Please I need to start up a poultry. How many do you think I should start with?. Thank you

  • Hi guys, for customers to purchase goods via uba gateway, must they be registered with uba’s program… or its just simply buy goods and check out…

    • No. The customer only need to have a Mastercard or Visa from any bank in Nigeria. If UBA activate you for International card processing, you will be able to receive Nigeria and International Visa and Mastercard.

  • Thanks so much for educating me more on e-commerce, am so grateful to you and your management for this work. For those of us that wants to acquire professional skills on creating and managing e-commerce sites for corporate bodies, can your group train fresh graduates like me, so that we can be relevant in this industry?