Why every Business Should Accept Online Payments

It is only Seventeen years since the internet was commercialised, but in that time it has been responsible for the most dramatic impact on culture, communication and more importantly commerce. This has major implications for every business today.

The internet is now very much a part of everyday life for many people, where the use of smart phones, laptops and credit cards merge online seamlessly for eCommerce. Recent advances in credit card payment systems have provided the customer security to make impulse buying or grocery shopping effortless and commonplace. Each year that statistics show an increase in the number of people using the internet as well as buying products and services online – eCommerce.

In the world of today, whether your business is an online one or a physical store or business, a big benefit it can have is online-paymentaccepting online payments. In reality, not all businesses start out this way, and it can be a big mistake. All businesses should really employ online payment services. Here are some reasons why:


1. It’s Easier!

In this 21st century, most people are foregoing the use of cheque book these days and opting for debit or credit card payments, especially with the recent introduction of the cashless / cash lite policy of the Central Bank of Nigeria. Whether a store is an online business or even a physical one, online payments make it easier. It’s also very easy for a business to set it up whether they do it themselves or hire an eCommerce company such as ediaro.com to do it for them.

An online store needs to accept online payments or else they’ll be waiting for cheques to come in and being held up their transaction. But a physical store can also benefit from the ease of online transactions. Think about businesses that have monthly re-occurring payments coming in, whether it’s a pest control business, utility company, consultant, or a school. It will be much easier for them if they just set up online payment services for their customers. Other businesses that have monthly bills can do the same.


2. It’s Reliable

Everyone is familiar with the term, “The cheque has not cleared in the Bank,” but it seems too often that the cheque actually never actually clear sometimes, even we have had some bounced cheques in the past.  With online payments, there’s no more waiting around for a cheque to clear. There is also a clear record of payments. This works in both the business owner’s and the customer’s favor. No more lost payments from either end.

This works for the customer and the business!


3. Better Record keeping and Cost-Cutting

Occationally, there can be dispute about I’ve paid, “Oga you never pay us oo” not paid. If there is a payment issue, it is a lot easier to resolve with online payments. Not only is it easier for the business owner to keep track of payments, but the customer can also check to make sure payments have gone through. Happier customers make for better business!

It also allows the business to cut costs by omitting sending out paper bills through the postal mail and physically entering payments into a system, which is a costly, time-consuming part of business. With online payments, this is all cut out, freeing up more time and money for other aspects of the company.


4. Choices and Options Are Still Available

Some businesses heading in this direction are providing options for online payments. Some are doing automatic billing, such as membership places like gyms or businesses that offer lessons or services that are a consistent price each month or annually. Some offer the option of non-automatic payments so the customer still has the control over the payment, but it can be done online all the same. This makes it convenient, again, for the business owner as well as the customer. ediaro.com can deploy different local and international payment options that support one time billing or automatic re-occurring billing and the money would be credited into your bank account.


5. Provides Payment Options Around the Clock

With online payment options, worries of late payments can be forgotten. Payments, even non-automatic ones, can be made at midnight or any time other of day. Usually these online payments clear much faster than waiting on a cheques and physically depositing it. Not only can the payments be made at any time, but that also means that the money is in the business owner’s pocket faster.

With so many aspects of business going online, the financial end should be one of them. Most businesses already advertise online and have some sort of online presence, even if they are a primarily physical business. It’s easy enough to add online payments to this, and things will only get easier and more profitable.

The choice is simple and although you may not be fully comfortable with all things online, your business cannot afford to squander the opportunity that is the web. Companies that arrive late to the party may find it more difficult to pull customers from more established online brands


Simple, secure, and affordable ecommerce Web Solutions with ediaro.com (Fladio International Nigeria Limited)

ediaro.com professional website designers and web developers provides integrated ecommerce solution; such as website development, web hosting, domain registration, SSL, Payment Gateway Integration and other relevant professional support services you need to establish your own successful online store. It all starts with the quality infrastructure – ediaro.com partners with some of the best, tested and trusted companies across the globe to provide you with the reliability and performance needed for ecommerce store. ediaro.com ecommerce web servers support many merchant account services. You can even get a great deal by buying service packages directly from our us.And, if you ever require support, our team of skilled technicians is available 24/7.


About ediaro.com

ediaro.com, a Proudly Nigerian, Truly International company has established itself as a industry leading ecommerce website development company. Our highly professional and flexible ecommerce platforms enables businesses to easily build and manage rich, multi-store and multi-device ecommerce websites with a significantly higher ROI. ediaro.com is trusted by leading National brands including Arts of Nigeria, Makinde Motors, Rosehill Group, Chartered Institute Customer Relationship Management (CICRM),  Asokoro Island Limited, Association of Environmental Impact of Nigeria, and other companies worldwide – see our customer testimonials here.

ediaro.com professional website designers and web developers provides integrated ecommerce (online store) site development,  website development, website redevelopment, web hosting, domain registration, Secured Socket Layer (SSL) support and installation, Online payment Integration to your website.

Our Digital payments & collections services are complimentary, we help organisations with receiveing payments online and Bank branch (you can receive payment from all Nigeria commercial banks and some microfinance banks),Online, ATM, Mobile APP and others in Nigeria. To cut bank charges, minimise leakages, reduce waste of management time and improve profitability, you can also enjoy cheaper/lower bank charges when you pay your staff salaries, suppliers, affiliates, partners, distributors etc) – making use of services such as AUTOPAY, PAYDIRECT Bank Branch & WebWEBPAY and other relevant digital payment solutions to run a successful business.

Stanbic IBTC Bank Plc, Interswitch Limited and United Bank for Africa Plc among others have signed agreement with us, so we can help you facilitate and fast-track the setup process  FREE if you desire, click here to contact us.

If your concept is a means of making continuous residual income thru online membership website, ediaro eMembership is a custom built solution that manages online membership registration, members records, renewal (email & SMS alert),restrict contents access,ecommerce,hotel & event booking,donation,card payment, forum etc.It is designed to compliment existing professional associations, clubs and society process to make them successfull or work as a standalone online membership site.

It all starts with the quality infrastructure – ediaro.com partners with some of the best, tested and trusted companies across the globe to provide you with the reliability and performance needed for ecommerce store. Our ecommerce web servers support many merchant account services. You can even get a great deal by buying service packages directly from  us. And, if you ever require support, our team of skilled technicians are available to assist when you need them.

To develop or re-develop a website to accept online payment, contact ediaro TEAM today to setup your business, Club and Society or Company ecommerce website for you and start accepting payment online realtime. Click here to request a website price Quote, visit our webcentre, email info@ediaro.com or call (+234) 080-9502-9999  for more information.

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About ediaro. com

For over 5 years ediaro.com (a member of Fladio International Nigeria Limited) has provided web solutions and advertising for public and private sectors. Our main division is Computer and Information Technology. Thanks to our flexible approach towards the development of new solutions, we have often been at the inception of digital revolution and incorporating the most recent technologies. When you partner with ediaro.com, you are associating with one of Africa's best company for your ICT needs, we are the 1st Nigerian Company listed on the Economic Community for West African States (ECOWAS) ECOBIZ computer session in 2010. Focusing on quality, reliability and design of our products and services has brought us customers and partnership with local and Multinational Companies such as United Bank for Africa Plc (UBA), Interswitch Limited, Stanbic IBTC Bank Plc among others. Our current customer portfolio covers individuals, companies and Government agencies across the globe including Nigeria, India, United Kingdom, Mozambique and United States of America.

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